✅ Delayed transactions (30/05/19)

Only 20 days ago was the last payments outage:

May 10th 2019: Monzo Bank Status - Bank transfers are delayed
December 5th 2018: Monzo Bank Status - Bank transfers delayed
November 28th 2018: Monzo Bank Status - We're having problems with the app, some card payments and bank transfers. We’re working hard to fix it 🛠
November 8th 2018: Monzo Bank Status - Bank transfers delayed
October 29th 2018: Monzo Bank Status - Some payments may fail. We're investigating
October 20th 2018: Monzo Bank Status - Bank transfers delayed
October 17th 2018: Monzo Bank Status - Bank transfer delays
October 9th 2018: Monzo Bank Status - Bank transfer problems
September 26th 2018: Monzo Bank Status - Delays to bank transfers
September 6th 2018: Monzo Bank Status - Inbound bank transfers may be delayed (Yes, that’s 2 outages on the same day)
September 6th 2018:Monzo Bank Status - Some Inbound Payments Delayed
August 17th 2018: Monzo Bank Status - Bank transfers are delayed
August 4th 2018: Monzo Bank Status - Inbound bank transfers may be delayed
August 4th 2018: Monzo Bank Status - Inbound bank transfers may be delayed
July 21st 2018: Monzo Bank Status - Inbound bank transfers are delayed
July 21st 2018: Monzo Bank Status - Inbound bank transfers are delayed
July 21st 2018: Monzo Bank Status - Inbound bank transfers are not working temporarily (3 times in one day!)
July 17th 2018: Monzo Bank Status - Some banks transfers are failing
July 17th 2018: Monzo Bank Status - Bank transfers may be delayed
July 9th 2018: Monzo Bank Status - Some inbound bank transfers are delayed
July 8th 2018: Monzo Bank Status - Bank transfers may be delayed
June 21st 2018: Monzo Bank Status - Some Payments May Fail

22 in the last year and there’s several more but I gave up looking. These are just the outages, this doesn’t include the many, many maintenance windows specifically for Payments where it’s also been unavailable.

Take the pee out of GPS all you like, but even GPS was never that bad!

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If the funds have been returned you’ll need to attempt it again

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Never noticed any of them. I only know about this one due to the forum which is unusual in banking. The impact of that is that I have no baseline for comparing this with any other bank out there.

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Including the prepaid outages I think only 1 has impacted me. It was caused by GPS back in 2017.

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Latest from the status page (resolved):

“All delayed inbound and outbound payments have now been processed or rejected and returned to the sending bank. If a transfer has been returned to your account, it is safe to retry.

The issue has now been fixed and we’re monitoring this closely. We encourage customers needing help to get in touch with us through the in-app chat but please be aware that it might take longer than usual for us to get back to you.

We’re really sorry for the trouble this has caused, and we’re making sure that customers aren’t left out of pocket as a result of this.”

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Starling connect via Bottomline Technologies.

The FPS system is run by Vocalink.

As for using 3rd parties, even HSBC does.

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Different types of connections to FPS are outlined here if anyone’s interested.

http://www.fasterpayments.org.uk/access

https://www.vocalink.com/access-services/payport/

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Starling have a direct connection to Faster Payments and have done since January 2017.

They have been a direct participant since January 2017. They use Bottomline for access to multiple schemes, including Faster Payments.

My information is from a meeting we had with them at 2FA in August 2018, where one of their C-Suite confirmed that Bottomline provide FPS access.

Unless he was referring to a different payment scheme and we got our wires crossed…

Where is your information from?

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“The Bottomline Technologies Universal Aggregator is a plug-in solution that securely connects to multiple payment clearing and settlement systems, ultimately supporting new banks, non-banks and Payment Service Providers that are entering the payments market.”

“Both Metro Bank and Starling Bank, who were early adopters of the new solution, supported the entry.”

This press release would also seem to suggest there is a relationship. It doesn’t mention FPS, but FPS was certainly mentioned at the meeting.

We are getting off topic. This isn’t a Starling thread.

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So @anon77734705 reaches out to you and you’re happy to disregard her. Not that important then? :smirk:

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I’ve got to say I never noticed a single one of those. I think the fact that Monzo is ultra transparent every blip they report.

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This is the first one I noticed as well and only because of the notification in the app

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I myself found out through the repeated Twitter push notifications throughout the day

Would have been more awkward had I had any payments due to me (I wish), but I would not have noticed otherwise

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For me it’s not the fact that one bank may have a few more outages than another, all banks are susceptible. It’s the fact monzo do such a good job to communicate it, which is what I really like.

As others have said most outages go un-noticed by users unless they happen to use the service at that very moment.

If you do happen to be caught up, you can find out quickly with monzo, not with other banks.

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Hi everyone - I’ve just posted our final update to the status page about this incident Monzo Bank Status - Some bank transfers were delayed or failing

Yesterday between 09:54 and 19:22 we experienced a problem with bank transfers, affecting around a quarter of payments made over the Faster Payments system.

You may have seen:

  • A short delay when sending an outbound payment
  • A failure sending an outbound payment
  • A long delay in receiving an inbound payment
  • A failure to receive an inbound payment
  • An inbound payment appearing in your account and then being reversed. This will either have been immediately returned to the sending account, or queued by the sending bank for re-sending later. The majority of payments that were queued were re-sent by the sending banks by 20:46.

Any outstanding inbound payments have been credited to customers. Please get in touch with us via in-app chat if you are still expecting an inbound payment which you have not received. We will be able to check the status of any payments in our systems, and provide reference numbers to query with the sending bank.

We’re experiencing delays to our normal response times as a result of this incident so if you’re currently waiting to hear back from us we appreciate your continued patience and apologise for the delay. We’ll get back to everyone as quickly as possible.

We’re really sorry for the trouble this caused, and we’re making sure that customers aren’t left out of pocket as a result of this.

We’ll follow up with a detailed post-mortem about this, probably late next week.

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Be interesting to read this :+1:

Still working on it! Sorry it’s taking a bit longer than I originally anticipated to condense what happened during this incident to something accessible :writing_hand:

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No worries at all :tada:

Are the Problems back today? Having issues receiving money from RBS at the moment