Core Experience Update 📣

[giorgio (Giorgio Baglioni)]

What has core-experience been up to since our last post?

It’s been a few weeks since we last checked in as a squad, so I wanted to drop in and give a quick update on where we are! You’ve been giving us A LOT of awesome ideas to look into - thank you! We’ve been working on a number of improvements and have a lot more coming

Shipped

• Some big improvements to monzo.me
  • Apple Pay and Google Pay are now supported
  • We’ve raised monzo.me transaction limits from £100 to £500
  • If you’re on desktop, you can now scan a QR code to pay via the app
  • Monzo.me links open up directly in the app on iOS
  • Added account selection when paying a monzo.me request on iOS
• Tweaked the “deposit cheques” experience

Coming soon

• An easier way to share your monzo.me link with others, helping you get paid back quicker
• More granular privacy permissions
• Payment request reminders
• Ability to edit scheduled pot transfers on iOS

On the horizon

• Some tweaks to bill splits
• Improved ways to move money around your Monzo pots & accounts
• We’ve also started some research into our payments tab and experiences - If you have any thoughts, please make sure to feed into Chloe’s post here

Please keep your suggestions coming and continue to watch this space

Giorgio & the Core Experience Squad

[BristolMatt (Matt C)]

This all sounds great. Thanks to you and the rest of your team for all the hard work, and for keeping us updated

[hdwrng]

@giorgio

Ability to edit scheduled pot transfers on iOS

Never thought I’d see it.

[StuartL (Stuart)]

@giorgio

• Improved ways to move money around your Monzo pots & accounts

Pot to Pot transfers!!

[Clgrv (Joe Colegrove)]

OMG! Apply Pay back in monzo.me

[DazF (Daz Fisher)]

Fantastic that Monzo.me has increased to £500, however the £1,000 monthly inbound limit also needs to be raised.

[giorgio (Giorgio Baglioni)]

Thanks for the feedback! I’d love to better understand your use case for this, do you mind sharing a bit more context?

[DazF (Daz Fisher)]

Hi Georgio,

I am getting married in October and wantEd to advertise my Monzo.me link on our wedding website for guests to contribute to our honeymoon instead of having a gift list.

Regards,

Daz

[giorgio (Giorgio Baglioni)]

Got it, that makes sense and thanks for sharing! Also congrats!

[Achchu (Achchuthan)]

I’ve be a bit wary about this, I wanted to do the same and mine is in a week’s time. However, I didn’t want the money to just drop in like this from all different people and places into my account and for it to be subject to any AML checks just in case

[Sachaz (Sacha Zarb)]

Good use case for being able to share account details via Open Banking, like the links that can be used by business account holders to get paid.

[Ordog]

@giorgio

Some tweaks to bill splits

Please let me bulk pay and/or not return me to the homepage each time I pay one

[BristolMatt (Matt C)]

Maybe “Collection pots” can be a new thing? It would be great to be able to set up a pot for a work collection or wedding collection and have people Monzo money straight into there!

[duncang (Duncan)]

@giorgio

Improved ways to move money around your Monzo pots & accounts

Payments from pots?

[N26throwaway (Sir Tom MacMonier)]

Nah. That exists via Monzo Plus. Solving this problem now would just undermine any value from that.

This to me reads more like the ability to be able to just move money from pots to pots or pots to accounts and vice versa from a proper interface thats designed for that functionality.

As right now the only way you can really pay into your pot is to go into the pot and pay in. Same for taking money out. And you can’t transfer between pots at all. It’s cumbersome and unintuitive. Anything that makes this experience better is a from me. Copy the whole drag n drop UI from N26 and they’ll get from me.

[Peter_G]

@N26throwaway

Copy the whole drag n drop UI from N26

How did this work? Colour me intrigued!

[N26throwaway (Sir Tom MacMonier)]

Tap and hold on pot/account icon, drag your finger to another pot/account icon, let go, enter amount, done. It was a really slick way of doing it.

Could work for payments between friends if they remedy this by overhauling the payments tab, so you can pay friends directly from pots too. I’ve either shared a video or a gif of it in action somewhere before, I’ll see if I can find it and edit this post to add it.

edit: There’s a gif in my post that started this thread:

The App Design Thread

Inspired by the card design threads here and elsewhere, and an offshoot of a small side discussion that had developed within a thread on another forum, I thought it would be good to have a place dedicated to discussing the UI and UX of our favourite banking apps. This is where we can consolidate all of that discussion and compare app design from different banks and finance apps. I’ll start with N26, naturally, because I feel like their UX was very me . Minimalist and simple with all the comple…

Really miss the Jedi swipe gesture to hide the balance too. It was these little things that made me fall for N26.

[duncang (Duncan)]

@N26throwaway

Nah. That exists via Monzo Plus.

Oh, I missed that. And I have premium

[Peter_G]

Tbf there’s still no way to pay direct debits or standing orders directly from pots.

There’s the pot to main account shuffle that’s free for everyone, or the virtual card directly from pots for paying customers.