Any chance this functionality will be protected by the card pin? It’s currently possible to add and remove banks from contacts without entering pin, and given the app has no authentication to access by default, it’s a bit of a security concern for me.
The name warning pop ups wouldn’t deter me if a would be threat actor got access to my app and replaced a contact’s details with their own, because the system is very finicky and doesn’t work with many of my payees as is anyway.
That update all sounded so good until you said:
That word is banned on the forum.
Just as a point on this can we please be able to edit the accounts name for a payee e.g. I have one which is named “Northern Bank Limited T/A Danske Bank Acc…” which is so big it doesnt even fit in view, id love to be able to name it Danske Bank.
Also please add missing logos for those that dont have any at the min.
Great to see progress!
Do you mean bank account here, or payee? If you do just mean bank account, I don’t think it will address my personal major concern, which is I’d prefer a default reference for a bank account/payee combination. E.g. both my children have an account at the same building society, so they have the same bank account, but each child (payee) needs a different reference. Same when two people on a joint account have a credit card with the same provider - same bank account, different reference.
Not sure this fits this exactly, but…
I want to do this challenge, but I don’t want it coming from my main account and leaving it unrounded, I use the roundups and I like that it saves the extra for me.
If I could use my round-ups pot to pay into a 1p savings challenge pot, that would be amazing!
I cant really get my head around this one, so you want to micro save from your micro savings pot?
Suppose this more fits into being able able to set a pot as a “source” or an “account” to be able to make that sort of thing work.
Basically, yes. I tend to take chunks out of my round-up pot as and when it hits certain amounts, but I like the gradual form of this and I would hope to leave this pot alone completely.
Why don’t you just save £56 every month? At the end of the year you’ll have the same amount in savings as you would from the 1p challenge?
Ah thats very different.
For me I’d notice the £56 coming out of my budget at once and would then have to account for it, whereas the 40p… £1.30p… £3.10 or whatever that daily amount is you dont notice really and dont have to readjust for and its great how much it builds up.
I currently do £5 on Saturdays. Maybe I’ll do £1 a day too. Nice round figures.
That will be a bit sort of the 1p savings pot, but not that far off.
Yep, you will be able to set a description/display name for both payees and any associated bank accounts.
So the default reference will belong to a bank account, which in turn will belong to a payee (so the combination). I’m pretty sure it will work for your use case 
e.g. Both your children could be saved as separate payees. When you go into each of their payee profiles, you can add the same bank account details for each one, but with different references.
I’ve fixed this for the next android release – references are now restricted to the currently selected account. Sorry for the (long-standing) oversight! i.e. You should no longer see references from previous transactions made to the same payee from your personal account while your joint account is selected, and vice versa.
This will be excellent! And thank you! 
Thanks @kavi, I’ll keep an eye out for this. How will this work where we have already had this problem, will we need to delete and recreate the payee or will we be able to delete previous references?
Looks great! Well done Monzo!
And not the only change in there
Payments to someone else on :mondo: now skips the curious two blue buttons on a white screen to go to the payment screen
Clicking on a name with multiple accounts brings up a pop-up for the accounts, rather than another screen
Coming along nicely already
I’m not seeing those two yet (but am seeing the new joint account screen).
Sounds good tho!
Edit: iOS and latest TestFlight.
