Core App: Better payments

And here we are!

Edit: I feel like the blur has just removed any ability to see the niceness. But it genuinely looks great imo.

2 Likes

It’s looking unbelievably better, great job @robinb @kavi

2 Likes

Where’s this live? Android (latest beta) still looking classic.

iOS TestFlight as of today.

I’ve got new payees hub turned on in labs as well.

2 Likes

Me too, for both.

It’s looking really good!

Nice job Monzo team :+1:

1 Like

Looking good and coming together. Thanks for working on this area, it really needed it. Couple of observations:

  • Pressing ‘search payees’ takes you to another screen to search. If that’s the case is there a need for a wide search bar on the payment home screen? Valuable real-estate

  • The grey lines separating out contacts and actions could be removed to match the Home screen

  • I’d love profile pictures to work for all contacts, even some of my Monzo contacts have a picture showing on one screen but its been replaced by the initials in another. Payee’s who are credit cards or businesses could have a different profile shape (rounded corner square) to distinguish from people payees. Also loading logos as the profile picture for these business payees would be cool.

  • There’s a lot of payee screens, hidden behind Pay and Request and the Payees button and then payees in Favourites and Recent. I think this could be condensed and therefore less confusing.

  • Perhaps the Add Money button under the card on the Home screen could be moved to Payments

  • Payments from Pots or setting up standing orders to Pots could be moved to Payments as well.

  • The ability to delete Monzo contacts from phone would be good too.

All in all, a great start and look forward to seeing how it progresses.

7 Likes

Big second on the search point. Found that quite jarring first time I clicked it as I expected it to work like a search bar, not a button to another page.

On the grey lines point, they also match the account/pots view, I’d be in favour of keeping.

2 Likes

While I think the Add Money button should stay, I agree that there should be a “Share bank details” (or similar) option on the Request screen.

1 Like

Looks like iOS just caught up with Android. My Payments display is the same (“classic”), other than ‘PAYEES’ is at the top when “Use the new ‘Payees hub’” is enable in labs.

1 Like

android coming next week. soz!

6 Likes

After playing around for a few days plus the new TestFlight:

  • visual refresh on the payments tab looks great, matches a few other areas of the app. However, either have the separation line or don’t throughout the app. Payments tab, payees and account list have a line, the home tab tab for transactions doesn’t.

  • Search payees is better wording

  • removal of “add contact” is welcome

  • I feel like a solid payment flow is missing. The payment tab should have pay, request, move money and the :soon: favourites. With payees button to see all payees and payee management.

  • Following on from the previous point, the payees button should only list “All”. You’ve clicked that button to see all your payees, not frequent, recent, favourites. The payees button page, as suggested above, allow removal of monzo contacts who you don’t want on there. Or at the very least, allow is to put them in “all” or “monzo contacts”. So the ones you don’t want are separated into a different list. Or hide? Similar to pots.

  • one other request I forgot to add, ability to not save a payee, or, the ability to only save a payee if you check a box. The amount of people my wife adds to my payees from buying things online from local buying pages is unbelievable. Nearly a full time job removing them. I don’t even want to look on her phone at her payees list :joy:

Nearly there :clap:t3:

4 Likes

There’s definitely room for improvement in the Schedule screen of Payments, and I think the ability to set up scheduled pot transfers and standing orders should be included there.

:broken_heart:

Completely agree with this.

1 Like

I’d get rid of the grey lines from there too :grinning_face_with_smiling_eyes:

1 Like

I don’t know about this.

I quite like how it works now, with only Recent and Frequent (soon to be Favourites) on the main screen and everything in the Payees Hub.

It would be annoying to go into the Payees Hub, only to realise that the payee you wanted was actually in your Recent and have to go back a page.

There is no harm, the way I see it, in having that information repeated - you want it prominent since it’s probably got the person you want included most of the time.

I’m a bit confused by your point.

If the payee you want isn’t in recent, frequent or favourite then you go to the new payee tab. What good would repeating them 2 lists again be on the top of that screen? You’ve gone to the full payee screen because your payee isn’t in them lists?

Unless your referring to the “pay” button payment flow?

Edit: Robin has said the payment tab will have recent and favourite lists. Frequent will be gone.

I am referring to the tab.

I prefer the slightly-tweaked layout of the new Payee Hub so I would like to get access to all my payees via this screen as an option, rather than need to go back to the Recent list or scroll through everybody who is saved.

Does that make sense?

Basically, I now default to the Payees Hub (I know that is probably not as the system is intended to be used).

Think that’s the key thing :joy:

With the recent and :soon: favourite lists, that should have most basis covered. And shouldn’t require you to go into the payee hub, as you say you do now.

Which is why I said the payee hub shouldn’t have them lists repeated. Because they are on the previous screen.

I would even say these lists should be removed from the “pay” button flow, because again, them lists were on the previous screen.

It’s also why I say there’s no clear payment flow. You can go into 4 or 5 screens to initiate a payment. It probably annoys me more than it should.

1 Like

I understand your logic completely and I suppose it depends on how much you value “tidying up” the flows vs having options making it easy for people to choose how they would like to do things?

As I say, I know I’m not really doing things as would be expected, but I’m also probably not alone in that either?

2 Likes