Public transport in my town now allows you to pay via contactless (at last!), however their is no functionality on these terminals to enter a PIN.
So what happens when I’ve spent £100 via contactless? i’m presuming my payment will be declined as theirs no way to enter a pin?
With that in mind will Monzo warn me when i’m close to £100 and when contactless has been disabled?
I know Monzo have to do SCA, however I can see this been an absolute pain if I have to go buy something with Chip and PIN, just so I can then make a contactless payments to get home.
Granted I usually do have some cash on me, however I can see this catching a lot of people out sooner or later.