An elderly relative of ours has very kindly sent a cheque to our 6 month old son. It’s not a huge amount of money but I’d like to be able to pay it in so I can pop it into his savings fund.
Any ideas if I can send this in using the usual cheque paying in method or is it forever to sit on my kitchen counter? I could always go back to ask her to rewrite but wondered if a solution for this already existed?
If you mean you have a savings pot in Monzo (dedicated for your son) that you want this cheque to (eventually) go into, then I think you are out of luck.
Monzo could only process a cheque made out to the name matching your account (or your partners in the case of a joint account), so a cheque in your son’s name would not be processable AFAIK.
The cheque needs to be in the account holders name so you can’t cash your sons cheque.
See point #2 in the below help article:
I believe this applies at all banks and it would make it even more difficult to argue your case because it’s for a 6 month old. It’s not like they can give you some ID and sign some documents to approve it
By far the easiest method would be asking for the cheque to be re-written into your name then simply pop it in the post as per the instructions