Previously they have always been dealt with in 2 days. I have asked chat today and they have told me there is no sign of the cheque…
Really? I think 7 days is the quickest for me
At Christmas people were told there was no sign of cheques and it was because they hadn’t processed them yet. They won’t know it’s there until it’s processed
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Since you put a stamp on it, did you send it to the Freepost address or their physical address?
The number of times that others report considerable delays in Monzo acknowledging the arrival of cheques, leads me to suspect the delay is at their end - not due to the Royal Mail.
Just do what most do and pay them in somewhere else…though that will support Monzo’s mistaken impression that its customers don’t receive cheques…
I don’t particularly have an issue with cheques, but if you were to offer me one as payment I would decline and ask for a bank transfer. To explain, cheques are too difficult for me to cash in. I have a legacy account but it only opens in the times I am at work and it’s nearest branch is unreachable in the time I have for lunch.
I have a long running hatred of the postage system so wouldn’t trust them to deliver anything of mine successfully unless it was fully tracked and insured.
I don’t thinks it’s unreasonable to ask to receive payment for things you have done/ need to be paid for or accrued expenses partaking in, in a format that is both friendly to the receiver and the sender, that isn’t always a cheque. Especially for me as evidenced above.
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I used the actual address plus stamp, not the freepost. It’s worked without problems in the past. I always used to pay them in elsewhere but feel it is important for Monzo to be reminded that for some of us cheques still exist!
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My advice would be to switch your legacy account to a provider which better suits your needs i.e. different opening hours, locations, allows you to use post offices etc.
What many people here don’t realise (and I am not saying this is you) is that while they may not like receiving cheques - its often much easier for organisations to issue them rather than make electronic transfers.
As for your dislike of the postal system - one thing the Royal Mail is good at is measuring its performance and the vast majority of things sent are delivered very efficiently - with the number of complaints received minimal compared to the number of items posted
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The postal system wouldn’t fail if she didn’t have to use it.
Any system where you need to send money of any type through the post is daft.
A bank like monzo that’s is all online need to give more option s to pay in all payment methods on the app or free via other services provided (post office for example).
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That’s your opinion.
My opinion, no they don’t. Monzo give a clear list of services they provide, if you rely on something that’s not on the list you shouldn’t get upset when they don’t provide it.
I still think cheque imaging is a novel idea. However, the amount of time, effort and money to be invested into making it work, I don’t think (doesn’t sound like Monzo think either) is worth it moving forward, especially, as cheques continue to naturally decline (maybe more rapidly as the neo banks rise).
Name ways in which cheques are easier for companies to issue rather then bank transfers. Oh I’ve got one, the company has no money in the account and doesn’t intend on paying you but wants you to go away and stop calling for 7 days. That was all the rage with the double glazing industry in the 90’s…well though to today to be honest!
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Here is one - when you can just print 50 checks for 50 different people rather than asking those 50 people for their bank details to store and input (which then could open you up to privacy concerns), and some of which will inevitably give you an incorrect account number.
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Does that not apply often apply to them sending you the cheque in the first place as well?
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Which is why batch payments are available through lots of accounting software.
If you’re a company paying an entity you will have had an invoice with bank details on it, or they’ll be an employee in your payroll.
You have your opinion, that is fine. But the world doesn’t always work like you imagine it does.
My company issues hundreds of cheques a year (we don’t force them on people - some people prefer them). They are not employees, nor do I have an invoice for each individual one. It sounds like you need to experience real life small business and entrapaneurship instead of just assuming the entire world works like you imagine it does.
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Don’t make assumptions. I’ve experienced all of that as a sole trader, I also worked at a startup for two years and have worked at a few mid to large size businesses in various sectors.
We didn’t do cheques, if they’re as rampant as you suggest I can only think they’re regional. I worked in two places that still had fax machines in the last five years none of which issued cheques.
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(friendly I know there’s a war going on)
I’ve always been confused by this concept. I work in a law firm, process of issuing a cheque:
- request received at finance from internal colleague
- once approved, posted to the ledger
- batch process all cheques at set time of the day
- member of the bank mandate (group of partners) has to manually sign each outgoing cheque
- cheque returned to request or for issue to payee
Vs. Faster Payment
- request received at finance from internal colleague
- once approved posted to the ledger
- payment sent out via Faster Payment (Internet banking)
I get it, massive corporations like South East Water (the last cheque I remember receiving) it will work differently as they’re way more automated than we are. But also we should consider impact of using more paper.
I’m glad Monzo have a process for handling them until they are fully deprecated but I’d never opt for a cheque book 
NowThatsMyOpinionDontHurtMePls
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A classic case of constantly moving goalposts to suit an argument. Now it is a REGIONAL thing - of course, it is all so clear now 
.
I think I am done if that is how discussion with you works.
I think this argument is only valid when the supplier is in a more powerful position.
Without going through all the hypotheticals…
Once the work is done, unless specified in the contract that you don’t accept cheques, it’s down to the customer how they pay. If you wanted to decline my cheque, you wouldn’t be getting paid.
If it’s discussed beforehand, then the customer is perfectly entitled to use a different supplier (one who does accept cheques). I guess this will depend on how replaceable your business is - If you are unique, you have some power that you can’t easily be replaced. If you are a builder (amongst others), then you’d probably lose the job.
From a personal perspective, I despise cheques and find them completely void of reason in the modern world. But I also feel the same way about cash 
If I knew I needed to use cheques on a semi regular basis, I simply wouldn’t use Monzo.
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I can’t believe people are still so actively defending Monzo on this issue! Monzo is supposed to be about being better (through tech) than legacy banks and not only is Monzo not developing a tech solution that some legacy banks already have but they are actively worse than legacy banks - someone sending a cheque first class shouldn’t be waiting more than 2 days for confirmation of receipt.
Whether you like cheques or not is irrelevant - they exist and are perfectly legal means of paying (and despite a lot of work to try and find alternatives they are not going away in the short-medium term). A bank has to be able to deal with that.
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Cheques are a request to pay. Not a promise to pay - if I didn’t accept a cheque as payment for services and that was the only method you offered it would be a very short and costly legal experience for you. Creditors have the right to be paid in legal tender, a cheque isn’t that.
You don’t have to specify anything in the contract or agree anything before hand.
When you handed me the money in cash though it would be just as inconvenient for me! So 
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Fixed that for you 
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Coins are only legal tender up to a certain amount.
So hopefully you only owe me less then £20 or so 
Edit: Just checked this as I doubted myself. See: https://www.royalmint.com/help/trm-faqs/legal-tender-amounts/
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