Any idea when monzo plus will support Chase bank?
When Chase allow it. The API is there so itās on them.
Is it? I donāt think Chase has a standard API?
I meant open banking. Thatās there for anyone to join and be a part of isnāt it?
Chase isnāt a fully-fledged ābankā yet - no D/D processing - so I guess they may not qualify for Open Banking access at this point?
(Just a guess)
Theyāre not on the open banking list unless theyāre a subsidiary?
Ye list
Allied Irish Bank
Arbuthnot Latham & Co Limited
Bank Of Baroda (UK) Limited
Bank of Ireland UK
Bank of Scotland
Barclays
BFC Bank
C Hoare & Co
Citibank UK Limited
ClearBank Limited
Contis
Coutts & Company
Coventry Building Society
Creation Financial Services
Currency Solutions Limited
Cynergy Bank
Danske
FBN Bank (UK) Ltd
Foreign Currency Direct Plc
Ghana International Bank
Halifax
HSBC
ICBC (London)
Industrial and Commercial Bank of China
Jordan International Bank Plc
Lloyds Bank
M&S
MBNA
Metro Bank
Monese LTD
Nationwide
NatWest
NewDay
Northern Bank Limited
OKEO LIMITED
Permanent TSB
Prepay Technologies
Project Imagine
Reliance Bank Ltd
Revolut
Royal Bank of Scotland International Limited, Luxembourg Branch
Santander
SG Kleinwort Hambros Bank
Spectrum Payment Services Limited
Tesco Bank
The Access Bank UK Limited
The Bank of New York Mellon
The Co-operative Bank
The Governor and Company of the Bank of Ireland
The Royal Bank of Scotland
The Royal Bank of Scotland International
Tide Platform
TSB Bank
Turkiye Is Bankasi As
Ulster Bank
Ulster Bank Ireland DAC
Union Bank of India
Vanquis Bank
Virgin Money
Wells Fargo Bank, National Association
Wirepayer
Wirex Limited
Yorkshire Building Society
Edit: In fact, neither are Monzo
even though Monzo specifically mention this website in their blog post announcing that theyāre part of open banking.
Chase arenāt mandated to provide open banking APIs. Itās only the āCMA 9ā (the nine biggest banks at the time that the Competition and Markets Authority looked at it) that are obliged to.
Indeed, last time I looked, Chase didnāt have a proper API, just something that looked a bit like screen scraping (which is weird, but hey).
As ever, Iād look to someone like @edo1493 as the barometer here. If itās easy and available itāll be in Emma sooner rather than later.
Thatās what Iām waiting for. Iāve had a Chase account since day one but itās like rewinding to Mon(d)zo pre-paid days. Waiting for full operation is like many a promised banking alternative. Heck, I was waiting for HSBCās āconnected bankingā in 2015/2016 before throwing in the towel and jumping fully to Monzo in 2017. Also looking at you Revolut to provide a legitimate, protected banking serviceā¦
Why does transparent, digital, inter-connected, fully-featured banking - with the required protection - seem so impossible to achieve?
Monzo is probably the best at this point. Revolut is the dark horse. Starling seems.. blah.. to me still. Chase? Iād use my unused Ziglu card first to be honest. Everyone else is still in development. I genuinely feel disappointed that it has taken so long, despite exciting developments, to get a PROPER all-encompassing modern-and-forward-thinking banking service together.
Chase DD will be available by end of this month hopefully. If not they are just going to be pure people who opened an acc with them and will close it. Thatās a customer lost for 12 months
They have gone so hard on marketing. It wouldnāt make sense otherwise
This article hasnāt aged well, in how it frames the future of banking via Monzo.
For me, and until they offer anything else, theyāre purely a spending card and only because of the cashback. Otherwise I donāt their proposition particularly compelling.
Theyād also have to offer cashback on direct debits as well as being able to pay them from a separate account to justify (for me) no longer using bills pots.
With their speed of development I canāt see it happening anytime soon and so when my cashback runs out, Iāll go back to using Monzo for card spending too.
If only my credit score was good enough to be able to apply for Amex ![]()