JP Morgan Chase Integration

[Hyrokun]

Would be great if we could add JP Morgan’s Chase to the list of integrated banks!

[jzw95]

It’s possible Chase doesn’t have a standard Open Banking API, which would prevent its inclusion. Or it’s not popular enough. See this recent post from someone on the team:

Open banking - add money

Thanks for the feedback and discussion everyone. We’re always considering new providers to support and community input has definitely been one of the key drivers when prioritising new integrations, so I’d like to shed some light on how this works internally If an integration doesn’t exist it’s probably because one of the following: Doesn’t have a significant customer base (we measure this both from observing transfers to/from that sort code from our users and community feedback…

[albertmonzo (Albert)]

Indeed, Chase doesn’t have an Open Banking API, instead offering an MCI

[DerrenS (Derren Selvarajah)]

Is this still the case for chase integration? Would be nice to have if they are offering the api now ?

[N26throwaway (Sir Tom MacMonier)]

API is coming in May, at which point the ball will be in Monzo’s court.

Until then, there’s nothing they can do.

Edit: Apologies, I misunderstood. Chase API it would seem launched last month, May is just when Emma’s integration will ship. They probably could have been clearer when communicating that.

Chase Bank UK Integration

[edo1493 (Edoardo Moreni)]

@N26throwaway

Edit: Apologies, I misunderstood. Chase API it would seem launched last month, May is just when Emma’s integration will ship. They probably could have been clearer when communicating that.

Chase Bank UK Integration - #139 by edoardomoreni - UK Integrations 🇬🇧 - Emma Community

It hasn’t launched yet for everyone in the industry

[N26throwaway (Sir Tom MacMonier)]

Interesting. Is it just Emma that has access to it then for now?

[edo1493 (Edoardo Moreni)]

No, it will be live in May for everyone.

[edo1493 (Edoardo Moreni)]

For Emma, we’ll make sure we can go live on the 5th of May.

If this date changes, I’ll let you know.

[mikez]

@edo1493

For Emma, we’ll make sure we can go live on the 5th of May.

Does the API cover all the Chase accounts that we have (i.e. multiple current and savings accounts)?

[edo1493 (Edoardo Moreni)]

It definitely covers payment accounts.

The legislation doesn’t force them to include non-payment accounts.

I should know a bit more by the end of this week.

[edo1493 (Edoardo Moreni)]

Just to let you know, they will support all the accounts apart from the rewards balance. We are going to do live user testing starting from the 2nd of May at Emma.

[N26throwaway (Sir Tom MacMonier)]

Awesome! Thanks for keeping us looped in!

[edo1493 (Edoardo Moreni)]

No problem, they mentioned there might be further delays, but I am not sure.

[edo1493 (Edoardo Moreni)]

By the way, we have access and are testing. I’ll let you know once we can enable a few customers in.

[edo1493 (Edoardo Moreni)]

We have full access and it’s working internally, we are going to open it to beta testers tomorrow. Full rollout next week.

[N26throwaway (Sir Tom MacMonier)]

Appreciate you keeping us all posted here too!

This will actually get me to properly try out the Emma app at last!

Do I need to do anything specific to access the beta?

[edo1493 (Edoardo Moreni)]

Not really, you can reach out to support to ask to enable Chase.

[weebit]

Hi , is it possible to get added to test out the chase integration?

[Revels]

There’s nothing here to test.

You need to ask Emma.