Cater Allen Private Bank

Do you have to open a separate account for the Euro account?

Also, they send free nectarines now? Some would be more pleased than with the free sausage rolls on Monzo!

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Sadly not via this route entirely as they have a UK BIN so get charged UK fees in EU ATMs. Ā£7 in the Czech Republic. For purchases, yes, for ATMs itā€™s Bankera.

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Yes, separate opening via the same long-winded online form, and the same 1/4ā€ of paperwork in the post. No extra credit searches, but I did get an abrupt email asking why I wanted it. I couldnā€™t find the IBAN details anywhere, but you can generate your own at the bottom of this page

Itā€™s not a nectarine lol.

Youā€™re right, Iā€™m an idiot. Meant to say clementine.

Cater Allen is certainly not the best option of travelling in Europe.

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Iā€™ve got 0% FX credit cards, and HSBC global money that I usually use - would Cater Allen be ok for buying the odd coffee etc if my other cards burst into flames?

Yes but imagine the thrill of being in a foreign country where you might not speak the language, being told the card didnā€™t work and you canā€™t check the app to see why

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Surely all foreigners speak English :rofl:

Onlee in zee movees

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What Iā€™ve been looking for is some fancy card machine that thinks ā€˜Aha. Lithuanian card. I will respond in Lithuanianā€™ :rofl:

Does anyone know if I need to make a Chip & Pin transaction before I can use my card online? I need a Visa card for Airtime Rewards and CA is the only oneā€¦

Not heard of that being a thing, only for contactless. Unless CA have any other strange requirements but I doubt it.

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Thanks! I usually make a C&P transaction to be safe but not got a chance this time around. It said online to make a C&P transaction to activate card but I think I did that by callingā€¦

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Should be fine online if the card requires activation by calling. Quite likely get verified by visa anyway.

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Itā€™s a Tesco purchase so I presume Iā€™ll do VbyV first on my basket value, and then the transaction should settle at the final amount like on a credit card? Never done an online shop on a debit cardā€¦

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Thatā€™s what happens with Sainsburyā€™s and various debit cards I use. Starling usually resolves by the day after the delivery.

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Does CA not even show pending transactions? I just paid for my shop but my balance remains unchanged and thereā€™s no pending transaction. Truly archaic, they are.

Still confused my Santander keeps them considering CA dont have an income requirement and Santander has their own private bank.

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Probably why RBS keep Child and Co ā€“ some important clients wouldnā€™t like to lose the ā€œprestigeā€.

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