I am trying to build credit rating by using my credit card, but it also means I can’t easily keep track of my spending categories on there.
It would be good if when adding third-party bank accounts on Monzo Plus, that you could categories the payments and for them to be included in your spending summary graphs. I know, obviously, there’d be no way of Monzo categorising them directly on Barclays for example as they don’t have that functionality, but if they downloaded a local copy of the data which you could then tag.
At the moment, the only work-around I have is to split-categorise the payment from my Monzo account when I pay off the balance on the credit card.