What part of the baking network is broken this morning then? 
Working in a co-op and all sorts of card transactions are failing, my Monzo included.
None according to their status page.
Possibly an issue with the supermarkets payment processor.
Ive been out most of the morning to various shops and a supermaket. Zero issues here.
Sounds more like a faulty card terminal to me 
Monzo worked fine for me so far
What about on the fish counter?
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None and I’ve pretty much had every card under the sun been used literally every minute, all gone through
mines worked fine yesterday
Looks like there was some scheduled maintenance on the Mastercard network that caused some issues:
Hardly “chaos” as the title states, but that’s news articles for you these days 
Monzos tweet is featured in the article too:
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chaos as karen couldnt use her card to get a packet of smarties 
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To be fair, the Greggs logo does look like it should belong to a bank.
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same here