We’re experiencing an outage at the moment to do with the Mastercard network - it’s affecting a large number of banks and Mastercard are working to resolve the problem. Some card payments may fail. We’ll keep you updated as soon as we hear more.
Even though this is outside of our control, please accept our apologies if you are affected by this.
What’s interesting is that a search on twitter shows people replying to bank tweets about the MasterCard outage and it’s all challenger banks like monzo Revolut bunq etc not a single legacy bank anywhere at the moment .
Yeah, that’s because the vast majority of legacy banks don’t issue Mastercard cards for their debit cards.
Some do issue them for their credit cards, but even then most bank credit cards are Visa (if they issue Visa Debit, they might as well use them for their credit as well).
Contactless on my card is all that’s working now. No contact or Google Pay. Contactless cards still come in handy, it’s too bad the EU is making them much less useful next year…
A limit on five payments in a row without 2FA. Since as far as I know, there is no response code for ‘request online PIN but don’t require an insert’ that’s de-facto a ban on modern use of contactless cards, it will be like the stone ages of contactless.
Now, maybe there will be a new response code added. Or maybe the interpretation of ‘withdrawal limit exceeded’ will change from ‘use another interface’ to simply ‘enter PIN’. Someone like @Rika would have far more insight as to if there are changes like this in the pipeline to prevent contactless being sent back to the stone ages.
Now, Apple Pay and Google Pay are unaffected as they support strong on-device 2FA.