Hello everybody!
I’ve received earlier this week my Monzo Card.
Yesterday I tried to pay using contactless in a Tesco Express, and I’ve got a Card Error on the POS display. The same today when I tried to pay via contactless in Costa, Card Error on the POS display. Honestly I didn’t try using the chip. Also, the app doesn’t show any error about the two failures above.
However I tried to grab some cash from the ATM and that worked fine and the transaction appeared in the app.
Is there a reson why the card didn’t work? Is there a contactless activation that I am supposed to do, or it should be enough the first activation when the card arrived?
The first time you get the card you should make at least one transaction with chip and pin. Contactless is sometimes (always?) locked out until that happens - I presume to avoid the problem of a card lost in the post being used without the pin.
Presumably the prepaid card’s firmware is off-the-shelf and was designed with assumption that the card being sent out is already linked to an account so it makes sense to keep contactless off until the first PIN-verified transaction.