Yes. I think so. What should i do now?. Should I write sm email to them?
If by āthemā you mean Monzo then no. Itās unlikely they will change their stance.
Youāre best looking for another bank and if they decline you too then you will need to contact cifas to understand why.
Could you advise which banks I can open without proof my address. I am staying in the UK visa Visitors Visa. I will do Spouse Visa soon.
Try Starling?
Nobody is going to give you an account if you have a serious CIFAS marker.
Speak to CIFAS and see what they say about it. Nobody on here can tell you the answer, you need to speak to them directly.
Monzo have said no, thatās the end of that.
I have never lived in the UK before. So i donāt think i have cifas maker. Anyway, i would love to know how can i check it? If i have cifas maker, what should i do?
Not wanting to derail this thread, and Iām sure other banks declined applications behave in a similar way so this is not specific to Monzo, but I donāt understand why more context cannot be given when declining an application?
I know they donāt have to give a reason for declining, but would it not be easier to do so?
Even just to give a reason of e.g. something you have told us doesnāt match your credit file/you already have a pending application with us etc?
I get that there may be things they canāt be specific about in order to not harm their anti-fraud measures (I assume thatās the reason), but would have thought some context would be possible?
Just wondering, but I donāt have the knowledge obviously to know why it is the way it is 
.
I was really excited to get my Monzo account and switch over, so can imagine if I got a decline without any reason, I would be scratching my head until the end of time wondering why 
.
It sounds like from one of the OPs posts that Monzo are still verifying the original application.
Iām sure itās confusing an upsetting but there are other banks you could try without needing to visit a branch
Alternatively you could visit Metro Bank. They have pretty funky looking branches and great customer service
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I have the same problemā¦sad.
I tried to email Monzo support and there reply was just not helpful, which only ask me to read their privacy terms.
And I am the same situation as u. Thereās no way we would have record in the CIFAS. I have also tried to take a look in CIFAS to get a report, and not able to do so. CIFAS need the requesting person to verify their identity, and one of the requirements is providing last 6 years of UK address!
All people newly to UK could not fulfill this term. Whatās should we do?
I am really confused why thereās a CIFAS involvedā¦which we didnāt do anything inUK before, or even visit UKā¦
You may be able to open a basic bank account at one of the banks listed here - https://www.moneyadviceservice.org.uk/en/articles/basic-bank-accounts
However you will still be required to prove who you say you are in and where you live order to comply with know your customer and money laundering regulations.
You may come across additional issues if youāre a resident of a country under increased monitoring for money laundering and terrorist financing - http://www.fatf-gafi.org/publications/high-risk-and-other-monitored-jurisdictions/documents/increased-monitoring-february-2020.html
I agree. I reckon this is a standard reject message as opposed to a cifas specific message.
I disagree that a high street bank rejecting you is conclusive proof of a cifas flag. Only a query to cifas is conclusive proof of that.
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