This idea came to me when I went bowling with friends. I paid for a group of 4 (£40) then the other 3 all sent me their respective £10’s via monzo.
Therefore I had effectively spent a net of £10 on ‘Entertainment’. However, monzo still thinks I have spent £40 on entertainment. If I were able to categorise income from friends, I could have netted off their £10’s against the £40 and therefore my spending total for the month would be accurate.
But instead I have to remember ‘ohh I actually didn’t spend so much this month because people sent me money for X, Y and Z’.
I think this would be a really useful and simple feature.