It would be nice if the salary sorter could be set to be automatic - an option that people could opt in to explicitly. At the moment it’s quite annoying having to sort the payments every month manually when clearly this could be completely automated. I saw a suggestion in the help section to use a scheduled payment instead, but unfortunately I already use a scheduled payment to pay myself, so that doesn’t really work a I have no control on which one happens first.
This seems like creating more of a problem. Monzo don’t want the blame and people won’t take the responsibility.
Gas prices are a perfect example.
Monzo says I need £1000 to cover my bills and automatically sorts it for me. Wonderful. I spend all my money and then my gas bill is £100 more on 30th of the month which then bounces because I’ve spent everything else. Rage ensues. Blame for Monzo follows.
It’s a couple of taps every time you get paid. Hardly end of the world.
I think that it can happen. Ultimately the responsibility for paying bills falls on the user, and even with the manual sorter bills can and will fluctuate - phone being another prime example. Personally I’d wager that this has never been done more likely because at Monzo teams form and reform, nobody “owns” a particular part of the product, and so later incremental additions and changes - however obvious - occasionally don’t get prioritised. Just witness buld category updates; that took forever.
Regardless of being two taps, its two that you really need to do immediately, and remember to do, or money goes out and the values don’t match up - like for me this month. And then you have to start calculating how much has gone out to get it right. So it’s more of a usability issue than you imagine.
But it’s really up to Monzo to determine whether this is something they can / will do, rather than two random user’s idle speculation on their internal processes.
Surely the notification that you’ve been paid is enough of a reminder to sort it? If you forget to do it, you’re just as likely to forget to change the amounts and that proves my point.
The responsibility does fall to the user but life doesn’t work like that and Monzo don’t want/need the bad press of people blaming them for failing to pay their bills. The other day you were saying things were too complex and now you want to make it more complex.
True, but I’m just repeating the same comments all the other times this has been mentioned.
Comments from Monzo staff?
@Ordog You moved this to “done”, but it’s not.
I just set up a bunch of schedule pot moves a couple of days after salary, job done. I don’t bother with the salary sorter at all. The bills pot has a surplus just in case of insane utility price surges anyway.
The other way around. I moved it out of “done” ![]()
You can see the edit history by clicking the pencil icon with the ‘1’ next to it.
Until you are able to edit salary sorter at any time of the month, I have no use for it.
All my movements are scheduled payments, be it internal or external.
With Salary Sorter, there is no way to check where your money is going until the moment of sort. That’s no use to me.
Oh right ![]()
It would be awesome to be able to opt to have pots that divided income into the three pots. Rough rule we should be encouraging. Great targets to have.
50% NEED- bills, etc
30% WANT- shopping, entertainment etc
20% SAVE - to invest.
So, automatic salary sorter into Pots.
The salary sorter is really cool but a saved sort is only triggered by the date. It would be really handy to be able to trigger it manually, for instance, when salary is paid a day or two early thanks to the weekend, or thanks to Monzo kindly paying salary a day early.
Okay I’m confused, I got the impression it pops up when you’re paid whether that’s on time or early.
as for automation, yes please. The US apparently has it in the form of “set it and forget it”, so why not us? Is it a regulations thing?
it’s not ideal if you have to catch it between 4pm and ~00:50 when some of the bills already go out of the pots.
It’s not a regulation thing, Revolut does auto sorter. Monzo just gives you control over it.
I mean you could still have control over it by letting the user choose between automatic and manual
Pretty sure I recall Monzo having this? @davidwalton was there an auto sorter made or due or am I making it up ![]()
It’s a hybrid manual/auto thing. The first time you receive a payment over £100.00, you can sort it into whatever account or pot you have available. As an example, I can sort it into any accounts/pots in my Personal account, Savings account(s) Joint Account, Bills pot(s), Kids account and the Personal account of MrsW (because we’re linked via the Joint Account)
There’s a toggle at the bottom to save the sort. If enabled, the next time the payment is received from the same source, you can then (one/two-tap) sort it into the saved pots without having to reselect the amounts to sort and the destinations.
I stopped using Salary Sorter when the Instant Access Savings Pots launched. As soon as we’re paid, we dump it all into savings and drip-feed from Savings into the Bills Pot (for paying scheduled bills) and Joint account (for spending) as required, to maximise the interest earned without too much effort.
For me half of the point of moving to Monzo was all the smart stuff like automation. I’m now starting to see some of the shortcomings just as I’ve hassled work and everywhere else to use my new details ![]()
It’d be good if it was automatic like the Americans have it with the “set it and forget it” switch. If I’m busy and miss the few hours window to catch the notification and trigger the sort, everything will go out of sync. Bills will fail to come from the bills pot (if by card) or come out of the main balance (if by DD) then I’d have to change the sort amounts to account for the latter and retry the former.
Using automatic transfers or other workarounds is one way (I don’t think you can auto transfer pot to pot though?) but the point is the feature would avoid all that and the US Monzo has had it since 2023…
Plus for transfers you can’t specify “or first working day before”. We get paid on the 28th but if it falls on a weekend or bank holiday then it’s the first working day before.
Sadly we are not in the US and their app is built slightly different.
Revolut do what you’re asking automatically, including paid early, to Pockets and Savings.
You can surely find 5 minutes from 4pm the working day before to pull your salary and tap sort.