I know it’s a terrible site at the moment. I’ve just been refunded after 6-7 hours of them holding my money. I managed to reorder my items so I’m all good now. Nothing but a nightmare!
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Good to hear.
Just for these reasons it is smart to have a credit card. Even if it is a “bad-credit” one with a high interest. You’ve got the funds so pay the statements of every month. Only use it to prevent you from these circumstances.
On MSE there are eligibility calculators.
As I am new to UK, I started with such a card as I had zero credit history.
I don’t need one for spending. I mainly use it for this kind of purchases and to help me build a credit history.
Can highly recommend.
Just out of interest if the OP used Monzo’s overdraft facility whilst the payment was pending they wouldn’t be charged interest right, as long as they don’t go more than the £503 overdrawn?
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