With some legacy banks, they seem to cap Apple Pay payments at £100. This is evidenced through trying at different retailers, some with known updated terminals. I believe banks have the option to limit Apple Pay transaction values.
With this in mind, is Monzo & Apple Pay truly unlimited? Has anyone successfully made a payment over £100 with Apple Pay on Monzo yet?
Just seen this response which would suggest Monzo don’t limit it (apart from the usual account limits): Pay on the go using Monzo with Apple Pay
I’ll defer to our FAQ on that one.
How much can I spend using Apple Pay?
There is no limit on Apple Pay transactions, but some merchants apply the contactless limit and will only accept payments of up to £30. Transactions made in-app and in Safari browser are not limited.
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