Apple Care + Loss and Theft vs Monzo Premium

So. I am thinking of getting either Apple Pay plus with loss and theft for £11.99 per month or getting monzo premium for the insurance

What’s the best coverage. I like the idea of just going to an Apple store and getting my phone fixed in front of me. However. Premium comes with lots of extra benefits for an extra few quid?

Any takes

The insurance provider you get as part of Premium isn’t an Apple Authorised Service Provider, and won’t use genuine Apple parts. It will tank the resale value of your phone.

I went with AppleCare+.

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Thank you for the heads up. I don’t think I will go with premium then as that is a risk for a device costing upwards to £1000

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Apple all day long. Apple all day long and even at night if you’re close to an Apple Store.

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