So after seeing @stripyshirtguy’s thread about the strange logic of Round Ups in Plus (i.e. only mutliplies the round up amount). I wanted to see what could be done with IFTTT to make a variety of Round Ups.
I realised that I can seemingly share (albeing privately) custom IFTTT Platform applets that anyone can use.
With a bit of playing with code, I’ve come up with the following;
Rounding Multiplier - 2x / 3x etc the round up amount
Rounds to the nearest whole pound, then multiplies it by the multiplier. E.g. £2.80 spent, = 20p x 3 = 60p moved.
This one is for anyone who really likes a Zero at the end of their balance… Will round any card transaction to the next whole £10.
I think this could also be adapted to do nearest £2 / £5 etc.
Is this useful to anyone? Any tweaks you’d want?
Just to note this is taken a few bits of Filter code I’ve found around the Forum - including bits found in here and here, with some heavy borrowing of what @stugreenham put together.
Just after another thread that had the suggestion - I made a rounder upper that does 2/3/4/5x the change amount, and then keeps the total amount Round.
That’s seemingly more what people wanted with Advanced round ups -
So, for example. If you have the 4x - you spend £1.90.
Your round up would be £0.10 * 4 = £0.40. To keep the transaction feed ‘round’ that rounds to £1.10 so your total amount = £3.
I’m also all ears if anyone has a better way of describing this? Spare Change Multiplier Round Up?
What “ingredient” are you adding into the Amount field?
Was playing with it for a bit earlier, but couldn’t find how to “round up to nearest pound” or “move the amount that the transaction is for”, for example
Does this work for all card transactions? One frustration I have with the in-built roundups is that it only works on retail payments (card or Apple Pay) but doesn’t work with online payments.
I created my own little convoluted round up tool in Google Sheets which links into an IFTTT applet I made but it only seems to update every few hours which means it doesn’t really round up. How did you get around that @BritishLibrary ?
That’s one of the limitations of doing stuff via Google Sheets - it just takes time to update.
For this one, as it’s using the IFTTT trigger “Card Purchase” - it will fire as soon as you spend - so shouldn’t be a concern.
If you did want to capture it with your Google Sheets though, the best way I can think would be, instead of trying to trigger on each transaction, try and do a “sum of all transactions since the last IFTTT fired” - (or more accurately, since something was last moved into a specific pot.
That way you can build a buffer of sorts in case IFTTT doesn’t trigger automatically.
Is anybody able to make ‘round to the nearest £5’ by any chance. This is something I would be really interested in. Might stop me making silly small purchases and help boost the savings when making larger purchases. I’m new to IFTTT so let me know if I’m asking too much!
