Monzo Plus: Advanced round up - still round up

Apologies if this is already posted - I couldn’t see it scrolling through.

Monzo Plus has the advanced round up functionality where you can save x1, x2, x5 and X10. However, if you choose these, it no longer rounds the balance. The example when choosing it is as follows:

Spend: £1.10
x1 round up: 90p
x2 round up: £1.80
x5 round up: £4.50
x10 round up: £9

However, only the x1 actually rounds the balance.

I would like the option to re-round after the calculation, so it ends up as follows:

Spend: £1.10
x1 round up: 90p
x2 round up: £1.90
x5 round up: £4.90
x10 round up: £9.90

I really like my balance staying at £xxx.00

I see your point, the name is clunky.

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There’s a way you can do this with IFTTT integrations -

I posted this thread with some alternative approaches in, but I could easily make one to do round ups in the way you are describing.

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I appreciate this solution. But, and I don’t mean this to sound rude or anything, if I’m paying for a feature I don’t want to have to create a workaround if it can be native to the app.

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No I appreciate that - just wanted to showcase what can be done with IFTTT, without paying for the Plus feature - for the few who are after the better rounding but not the rest…!

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Ah I see, fair enough then!

Really they need to re-name it because, I agree with you that I want to keep things round, but lots of people liked the idea of saving a few extra pence.