Which offer did you get for the new one? Looking on the website I noticed it says “Deposit up to £300 a month for 6 months” so it looks like they’ve shortened it from 12 months.
Yeah, looks like its 6 months term now - I guess to avoid spending 6 months per year paying 7% AER on balances over £1800. In its original form it was an unusually generous regular saver to be fair.
Santander still has one at 8% available. Just opened one yesterday
FD is 7% fixed on £300, Co-op is 7% variable on £250.
Lloyds is the best deal, 8% fixed on £250.
Santander is only £200 a month and on the 8% variable, but then you continue to earn 3% and can continue to deposit £200/month afterwards.
Imo, pick your favourite app and just go with it.
You can do all. Park the big lumpsum in an instant access saver and transfer out monthly to the regular savers with higher rates.
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That’s 4-5 regular savers with an AER equal to or above Zopa’s, out of a market of about 65 regular savers. So Zopa was unusually generous, as are those. Furthermore, with the exception of FD those all have a max deposit amount of £250/month or less, so the burden they place on the bank - particularly in the second half of each 12 month term - is less than it was on Zopa when Zopa was offering 12 months.
Yeah, I noticed Zopa has scaled down its offering recently. Will be moving out (besides Direct Debits) when their 4.45% ends.
Probably made a mistake in entrusting Revolut’s 2.9% with £50 a week when they’re probably not going to give me the £10/100k draw prizes either, so that money will eventually (in another 40 or so weeks) be cycled into regular savers at other places.
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7.1% for 6 months.
I use Zopa for DD so I’m happy with them rather than chasing half a percent here and there.
Unable to cancel standing order. It is bugged. Quickly goes to Home Screen.
I have contacted support, they said they have no facilities to cancel it on their end.
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I really would have thought they’d push out a quick bug-fix update for this but nothing yet. It’s incredibly annoying doing anything at all in the app at the moment, just transferred some money and it as it just keeps jumping back to the Spend tab all the time.
Complaint to be filed, presumably? Absolutely not a thing they can do.
Also, you are able to instruct the bank to not make that payment. There is a regulatory requirement on their end not to make future payments that you’ve instructed them not to make, last I checked.
Let me give them until Monday when first one fails. Then I will start the complaints process
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TF? Next bank holiday isn’t until 31st August 
Telephone lines are open till 8pm if it’s a bank account you’re querying.
Why is Zopa’s phone number public domain information online namely 0207 580 6060 (when you click on call us that number comes up), but not provided within the app and the AI bot states it’s not allowed to divulge it nor confirm that the number above is correct or incorrect?
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Can’t answer the question but I do love their hold music.
What is the hold music?
020 7580 6060
I lose confidence in companies that can’t format telephone numbers properly…
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Love this 