Zopa Bank Chat

it’s more “up to” depending on sending bank, not all are part of faster payments and then there’s at times a day for the receiving bank to allocate the payment.

2 Likes
1 Like

Is it because they have to recalculate interest on the remaining balance?

1 Like

No this happens when I’ve had to do a transfer when my direct debit hadn’t been set up. It’s just a slow bank lol

2 Likes

Thanks. I get so inpatient and want everything done instantly. This is where we are spoilt with Monzo. :smiley:

2 Likes

Are you referring to pots in the current account (I haven’t tried this yet)?

To my recollection Zopa has always had pots in the smart savings hub. It’s the main reason I started using it about 4 years ago.

1 Like

Yeah it’s the Current account pots :slight_smile:
The home screen layout has a had a minor makeover - pots are low located directly under the account balance rather than further down the page.

Still no option to delete any that are created though.

1 Like

To be honest, I do not really see the point of current account pots when you can already create and name savings pots, and earn more. Especially as you apparently cannot pay directly from the current pots, so would have to move funds into the main current account to do so. Same for deposits.

Perhaps this option is a work in progress, and not the finished article yet. It is still labelled beta, but why release it in this form?

1 Like

I thought exactly the same!

1 Like

Anyone struggling to get into the zopa app this afternoon, won’t let me in and keeps asking me to close app and start log in from scratch!

1 Like

Yes. Same.

1 Like

Oh good at least just not me! :joy:

Same here

1 Like

Mine is working again now

1 Like

Yes me too now

Their app is updated almost daily…

2 Likes

My zopa bank account (unused) is now reporting on transunion