Pots have quietly launched in the Zopa app.
The functionality is extremely limited and mirrors the RBS/Natwest iteration.
No option to pay directly from the pots etc.
Pots have quietly launched in the Zopa app.
The functionality is extremely limited and mirrors the RBS/Natwest iteration.
No option to pay directly from the pots etc.
Got a pic? Can’t be worse than Kroo surely ![]()
Nicer than Kroo. They’ve not updated their app in so long.
Zopa has had pots for months (Oct 2025 or earlier)
Also, if you were sharp not so long back, you are earning 4.45% on the savings pots, and 2% on the current account, as long as you pay in £500 a month. The interest is calculated and shown daily, but credited monthly. Cashback is paid at 2%, and even includes direct debits.
Both internal and external transactions are pretty instant.
I like the app and the interface, and It’s been my main transacting account for a while now - and will remain so until something inevitably changes in the future.
I’ve not had Pots on my bank account until this week and they are currently labeled as Beta. The Zopa T&Cs were updated in December to say that Pots were launching soon so I guess you must have been part of the testing if you’ve had them since October?
Not as far as I am aware. They certainly were not flagged as beta, and to be honest I tend to avoid betas and wait for the approved version of stuff.
I’ll try to find the correspondence. May just be that I’m on the Elite Great Guy version. ![]()
I put £300 in my 7.1% Zopa account each month, and make good use of the lottery rate ones too.
With kroo you can delete the pot but with zopa you cant delete pot just change the name
Not another Grow tab ![]()
Does it show upcoming bacs payments too? I logged in to my old account and it doesn’t allow ex customers to apply.

I like the easy flicking between current and credit transactions.
I like it, anyone have rough idea of release timescales?
Oh where abouts did you see this?
I’ve got to admit it does look a LOT tidier (but very Monzo!)
Being able to see upcoming Direct debits is definitely a welcomed addition!
I just got sent a survey on it and it said its coming soon but they wanted feedback on the layout.
It’s the Monzo we strive for ![]()
And they still have the annoying “AI” button that launches their voice assistant. At least it’s shoved to one side.
Not sure why a bank transfer can take up to 7working days with Zopa when making an additional payment. Even the call centre agent said it would be quicker doing a bank transfer rather than them requesting a the payment via direct debit because that will take 3days plus an additional 5days potentially to clear and show on the account.
very bizzar! Can’t wait to pay it off and be done with this “Bank”.