I must admit I am half tempted to do the same but I’ve just got settled with RBS lol
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Do it, you know you want to. RBS is basic 
Everytime I used RBS they always had app maintenance. I have a feeling Zopa will be a grown up version of Monzo in a few years with their app and services.
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You sure like being a guinea pig!
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My biggest problem with Zopa is having to acknowledge the size of the loan I have with them every time I login!
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same energy
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My card arrived yesterday and is now active. Loving the app so far (it’s like a grown up version of Monzo)
Just curious as to why some cards have 1st Edition on them and mine says Founder Edition???
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Probably decided that “Founder” sounds cooler. It also looks like they’ve tweaked the artwork slightly from the 1st edition cards.
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Definitely a new design as it’s also got a notch which the 1st edition cards don’t have.
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1st edition OG all the way here yo
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I love the design - I think they’ve stopped advertising the inspired by the artist name (I’m sure the artist name was advertised somewhere but can’t find it now). I hope they don’t change the font in the app or design too much as I really like it. People could lose faith in Zopa if they keep changing things (I know it’s in beta stage and changes are expected but multiple changes can put people off as they clearly aren’t set on their branding yet - just my thoughts). But I do love what I’m seeing from Zopa Bank so far!
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Does it show as Founders edition in your apple/google pay?
No, on Apple Pay it shows as 1st Edition. Very odd 
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The Zopa incompetence continued this week as I discovered my account was not closed last year as clearly requested, despite being informed that it was.
Respect to their complaints team, however, who upheld my complaint and resolved it within 24 hours. Account definitely now closed.
I even got 2p residual interest sent to my linked Monzo account 
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don’t spend it all at once!
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I do quite like the new branding however I think it would have looked so much better if they rolled it out once EVERYTHING was ready. Still a bit of discrepencies across the app/splash screens etc.
Then again it looks much better than Barclays roll out of their new branding 
Does look like the biscuit branding has been quietly shelved too…
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Just opened Zopa bank account. Does the 2% cashback on DD work as advertised, i.e. no restriction including DD to [non Zopa] savings accounts ? How do they not lose money on this cashback ?
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They are probably losing money on it to date as it’s a loss-leader to try and draw people in to use the bank account and deposit more money with them.
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But they do loans which charge a higher rate of interest. Unlike Chase that do not lend atm except via their credit card.
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Ah just found out the 2% cashback is limited to £1500 per year. That looks a bit like a joke … eg compared to iFast who has been giving 2% cashback on £2000 (card spending) per month (not for much longer though).
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