Zopa Bank Chat

That last paragraph really does seem like them flicking the V’s at you and locking the door! Hopefully just one of those ‘commercial decisions’

Let’s hope so. Presumably I need to wait a bit before doing a Cifas SAR in case it takes a while for anything to show up?!

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Another poor zopa experience. Got one reply for my initial question then I replied and they disappeared. :joy: I was not passed to another person.

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Their CS has always sucked. I had a tax certificate where they didn’t have my name on it. My accountant said it would not be accepted. I complained and they agreed it should have my name on it and paid me £65 compensation. I’ll be interested to see if they include my name on the next Tax Certificate for this tax year ending on 5.4.2025.

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Cifas came back clear. Which is a relief.

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Has anyone received their interest of 2% on their current account? If yes, is it paid one month after your initial deposit?

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Yes and yes.

Click Growth Hub then See Activity:

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Thanks I’ve got £0.46 - Happy Days :grinning:

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There is a new section on the home screen for ‘upcoming payments’.

I cant remember seeing that before but i could be wrong lol

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I also have that now and can’t recall seeing it previously.

Amex have said they can’t set up a DD using my Zopa details (even though I provided them with a copy statement). I know others have had issues with Barclaycard too.

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Had the same problem from Amex trying to set up a DD with Chase.

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I had similar issues trying to setup direct debits using Monzo details in the 1-2 years after it became a bank. For whatever reason, seems to be an inevitable pain point for new banks.

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Think it all depends on how quickly companies update their systems with new sort code combinations and BIN ranges etc.