My local Sub Post Office is inside a McCols convienence store. Paid cash in using my teal Starling card without any problems. The one staff member who was manning both Post Office and newsagent counter didn’t ask any questions he just took my notes.
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Many people in lower paying jobs get paid in cash, often weekly. That would mean a fee every week to deposit cash into your bank so you can pay your bills etc.
Depositing cash is a convenience for you and many others who often don’t use cash, depositing cash is an absolute necessity for a lot of people as well.
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Just because I’m curious… Which low paid jobs pay in cash?
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Drug dealer? Although I’m not sure it fits the “low paid” description. 
Still can’t imagine the logistics of paying employees with cash being less costly than using bank transfers. I mean someone’s got to count all that cash and physically give it to employees, not to mention the risk of theft or counting errors.
Jobs that result in a lot of cash tips.
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I believe some trades people still do cash but was just curious if there were more. Once I know this it will be good to dig a little deeper to ask those questions 
Like waiters for example?
If so, i doubt their tips add up to anywhere near their salary but could be wrong. I understand this isn’t the case for the US but I’m referring to the UK.
Just to be clear, I’m not arguing here. I’m intrigued
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This is actually a really interesting point
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Tom was specially asked about the charge last night on the Q&A , his response was spot on 
Basically saying less and less people will move from being paid cash to bank accounts - only a matter of time
Bars, shops, lots of independent businesses, Cafés, etc. Tonnes of them pay wages in cash.
It’s always been obvious that Monzo don’t like anything physical. Which makes sense why they would use paypoint and not the post office and why they would charge for it. But that still makes Monzo a bad option for a chunk of people.
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A bad so,e option, agreed. As a small bank, though, they appear to have recognised that they can’t afford to be all things to all people. Not yet, anyway.
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While this is a good idea and step in the right direction I am hoping for more options in the future ie The Post Office. I’m sure some people won’t mind a fee for convenience but a fee free option is the best way to go IMO.
If I remember correctly, the nature of Post Office charging will mean that, if introduced, the fee for PO deposits will likely be higher than PayPoint.
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Hmmm didn’t know that, thanks for the heads up. Still a useful option though and be nice to have choice as long as fees are well stated.
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Can i ask where have you seen this? 
I havent come across anything that suggested this.
Monzo came out saying the integration with paypoint was the easier option so thats why they went with it as far as i remember (and didnt need to replace cards) didnt see anything about it being cheaper?
I’ll have a search. It may have been on Slack.
I remember people were asking @simonb whether Monzo would average out the fees and charge the same for both or have a separate fee structure for each deposit type. Clearly that’s a question that couldn’t be answered seeing as a PO integration is only theoretical.
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This post
from further up the thread will do as supporting evidence I guess.
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But what happens if 90% of people use the post office? That would end up costing more than the fees covered.
Pay for the service you use to keep it fair
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Does anyone know if starlings agreement with the Post office is exclusive or not?
Most big banks have an agreement with the postponing don’t they? HSBC maybe not but the others do, I think.
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