I hope its in the right section.
a doomsday scenario for banking…
Er- video-enabled ATMs? Really? Do you want to discuss mortgages with an agent via an ATM? Hillarious! Haven’t legacy banks heard of 
?! 
Put in decent 
and high speed internet and I might go into a bank- oh wait, my local coffee shop has that…
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Isn’t that exactly what ING Direct’s strategy was?
It was considered by many banks. Nationwide was spending a fortune on teleprence video conferencing. The idea was that high net worth people would walk into a branch and discuss investments with online experts.
Why do I want to walk into any branch? The only time I did this was to open my account. It took an hour!
They don’t even have coin counters! I have to bag up my change and put them in plastic bags. What century are we living in?
That said I do treat myself to a cuppa when in central and have time to kill (e.g. the Virgin Money hang out lounge).
Why don’t they just put bankers in Costa? 
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Last time I was in Costa is was full of bankers.
I think I’m saying that right…
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