Taking the phone out my pocket takes the same amount of time as taking the card out my pocket.
With the phone, I have to either hold it over the reader with my thumb over the fingerprint reader, wait for the wallet app to load, them wait for it to read my fingerprint; or double tap the home button to open the wallet app and hold the finger a bit longer to read it, then hold it over the reader. This takes about 1-2 seconds before it is ready to read the card.
With the card, I just hold it over the reader and it works straight away.
Very few places other than the Apple Shop accept Apple Pay for transactions greater than £30, so you have to get your card out for them anyway.
I’d disagree with the statement that not many places accept above the £30. I find the majority of places now do accept Apple Pay above the £30 limit. It’s just not advertised well at all.
Not really annoying I find the excuses to why not quite amusing
It’s like saying what’s the fuss about around having a mobile phone or a skyQbox when we have perfectly functioning phone booths and VHS recorders (80’s)
Let’s provide the Monzo members with what is readily available as a tool / aid that already exists on the street
I used apple pay with Barclays and it was a bliss.
Once anyone starts paying with the phone, using the a card feels like a step back which is actually what I am sacrificing for Monzo in the last weeks. Every. Single. Day. Every. Single. Transaction.
Feedback form the app is not worth it. Full stop.
Patience has a limit. Either get this out or will move back to Barclays.
I just used Android Pay for the first time just yesterday, and did not experience this epiphany. But then, taking a phone out or taking a card out my pocket are similar for me. And I happen to know that Barclays was also ‘late’ for Apple Pay so I assume you were patient before.