As title says, me and a friend are going away soon and they don’t have a monzo account so will be sending money to mine, what is the most they can send to me in a day, is there a limit each day
That will depend on the level of verification that you’ve completed but you can see the limits here -
These guides explain how to check your limits -
As far as I know my account is verified, I topped up the £100 when I applied for my card and sent passport photo etc,
You have daily, monthly and annual load limits; the post below should explain everything:
I know what my limits are to add money to it, but I was wanting to know how much someone else can send me via monzo.me, is it just £100 a day as the person would probably looking to put about £300 on my account in one go.
it is 100 max single payment - there doesnt seem to be a daily limit - 1000 max in 30 days using Monzo.me - this costs Monzo money for the facility
They’re only limited by your load limits, so £3750 per day or £5000 per month, assuming you have not loaded during that period.
But surely they can load with their non Monzo card?
EDIT: Or bank transfer?
They don’t have a monzo account Bob, I will send them my link so they can send it to me that way
That’s my point @wmc7470. They can load with their non Monzo card just as you load with yours, or do a bank transfer which takes a little longer.
true you could presumably attach their debit card to your account load it and then switch back to your debit card - If you do I would try it with a nominal amount before you leave just to check your friends account doesnt block monzo
and the benefit would be just as your friend could benefit from Monzos great FX rates it won’t cost Monzo any money - win win
Ok well it might be easier if I get the person to transfer money to my bank account so I can add it myself using my debit card? And I’m guessing I can add about £600 myself in one go. Am I right?
You can add as much as you like provided it’s within the load limits.
no if you’re verified its £ 3750 per day and max £5000 per month if you are a verified user - enhanced verification limits are larger
I don’t have that much money I’m poor so £600 is my limit for now
Why not get them to sign up to Monzo? I may be missing something here…
I did mention it to her, she was going to apply but then changed her mind and decided just to use my account.
@BobT if she did a bank transfer to my account would it still only be £100 a day she could send or would she be able to send about £300, this should hopefully be my last question on this
She can send £300 by bank transfer. Any amount that doesn’t exceed your load limit is fine.