What we’ll build in 2019

Thanks Rob. We’re right at the start of exploring mortgage and are beginning as an introducer, i.e. we’ll introduce our users to brokers. Who knows where we’ll end up though :slight_smile:

That’s good to know re: the rates; that sounds like a common theme already…

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Awesome, can you please email me on william@monzo.com and we’ll take it from there?

For what it’s worth I’m looking now as a first time buyer.

Probably a little too early for you @anon81776444

My guess is this could mean a partnership with Habito?

I’m hoping to use them in the future.

Hey John, we can actually help you as a first time buyer!

If you’re up for it, please can you email me on william@monzo.com and I’ll explain more?

Thanks,

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I’m looking to remortgage this summer (June I think) too, if you’re looking for more volunteers.

LMK if I should email you…

We are looking at buying in May this year as a first time buyer

I’ve just fired off an email to yourself if that’s okay ? :slight_smile:
My other half and I are keen to buy this year if all goes well! :crossed_fingers:

Someone buy my flat in Bath please? hahaha

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I’m also a first time buyer looking to buy this summer, can I get in on this too?

Yup, we’re working with Habito, Trussle and Trinity Financial :smiley:

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Yes please - I’m on william@monzo.com. Thanks :bowing_man:

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Absolutely - please email me too!

Awesome, thanks :raised_hands:

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As someone who has all of this ahead of him in the next 2/3 years it would be nice if you could prepare some of your lovely helper docs on mortgages and remortgaging also :pray: for i havent a baldy

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Most northern Irish thing ever on this forum :grin:

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I found this useful.
It’s worth a read, free digital or paper copy available.

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That would be really useful, thanks - please can you email me on william@monzo.com and we can arrange a time to talk?

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I’m liking the sound of the loyalty scheme integration and investment options.

My own wish list:

  • IBAN support. Using TransferWise is great for actual international payments but my employer’s PeopleSoft system doesn’t accept accounts that don’t have an IBAN for payroll and expenses.
  • Cheque imaging would be nice but tbh the cheques I get now are so rare that Freepost Monzo is fine.
  • Use APIs to other banks to predict variable Direct Debits properly (particularly my AmEx bill) in Summary. Bonus points for using the same APIs to categorise payments properly, i.e. flow-through of transaction data from AmEx to Monzo.
  • Some of the logic on notifications is a bit counter-intuitive imo, e.g. including my mortgage payment in what I’ve “spent today”.
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