@Boring keeps ignoring my requests for updates on Lloyds 
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They do weirdly have a 35-60 mins delay occasionally. Their Android app definitely works better than Apple by the sound of your experience.
Barclays are timely but maybe around 5-10 seconds, still no vibrate though.
I only use Monzo … for my nickname 
. Nothing against Monzo though, just see no need.
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Sorry if this is obvious, but I assumed the new details were provided to the company that the DD originated from (automatically, not that they called them up for you!). If not, and the company just assume it’s the old bank still, does this mean if you switch banks 5,6, maybe 50 times over a number of years, it has to bounce round the 49 old accounts before it gets to the right one? This seems a crazy solution!
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It’s wrong for me - it’s estimating to be the same as last month whereas it’s only about 1/4 of that actually due tomorrow
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A bit of a shame, as there will be a system they’ve just not linked up with yet to show actual figures.
I’d like it to show upcoming bacs and debits.
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That’s correct.
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Do Yonder notifications come with vibrate yet?
Don’t think so.
Still a nope then.
I’m one of those you refer to, I’ve never had a Monzo account, and likely never will. I just came here for the financial chat!
You’ll find most of the big four will have this new sheen painted upon legacy mainframes and technology sitting in a datacentre somewhere, where all of the hard work takes place.
I’m not particularly big into any banking that’s solely app-based, especially after my experience with Virgin Atlantic removing their website access (the app always had technical problems, needed reinstalling, re-setup etc a number of times).
Plus, I just find some of the stuff that Monzo offers doesn’t appeal - from making videos and selfies for onboarding and fraud checks to just notifications of everything - for me, that has no value.
Sure, completely get that others value being told of every minutiae of activity in their account. There’s always money in my account, I’m reasonably predictable/boring with my spend and if there’s any query on what I have spent what on there’s always the box of receipts to trawl through that gives more granular information than any nofication could!
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I feel your pain around Virgin Atlantic credit cards. I opened one a few months ago and the app is dreadful, half the time I open it my credit card doesn’t show, have to force close it and try again.
For some reason they also take my minimum direct debit even after I’ve manually paid the full statement balance.
A few places do that I’m sure. When I had a Tesco credit card it did the same.
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I think most cards do that if you have further spending on the card, but if they do that when you paid the balance down to £0 then that’s daft.
Happens to me a couple of times with LBG. And I set the DD to be full statement balance. 
A quick in-app chat sorted the overpayment refund ASAP. I think if you want to avoid that you’d need to pay before the statement was generated.
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Does that mean that you could increase your credit limit by overpaying your bill? I know that works with Nationwide as a colleague does that quite frequently.
You can’t pay off more than the total outstanding balance, that would be against the terms and conditions, but you can pay it before the statement arrives. E.g. you currently owe £400, but your statement isn’t due till next week. You can pay £200 now, and the statement, when it arrives, will just be for the remaining £200.
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