What Monzo IFTTT feature do you want in 2020?

My house is very automated and I love that I can have that integrated with my bank account. For instance, I want all my lights to flash on the day I get paid :tada::money_with_wings:

What Monzo IFTTT integrations would you want this year? Depending on the popularity of your answer, we may take it forward!

Direct debit functionality as initially promised :slightly_smiling_face:

8 Likes

sweep end of month / week , etc … credit balance in current account into an interest bearing savings pot

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Can you expand a bit on this?

What would you like to be able to do from this other than what bills pot provides?

IFTT to work with joint accounts… please…

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Incoming payment triggers.

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Joint account support

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Doesn’t salary sorter do this now or are you thinking about it triggering for different payments?

100% this.

An account balance trigger would also be useful.

6 Likes

Salary sorter is great but it doesn’t give much in the way of personalisation. And it certainly won’t play Kool & The Gang “Celebration” on my Sonos when I get paid.

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You should have said that to begin with :grin:

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Joint Account support. Voted. Again…

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This feature is still being worked on? Brilliant!

Unfortunately we don’t have a dedicated IFTTT team, just a few devoted engineers who do it on their spare time :open_hands:.
That’s why it may take some time for us to catch up!
Thanks for the feedback though :pray:

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Random question. Why doesn’t IFTTT allow you to go into your overdraft? or at least have the option to enable/disable this?

If the above isn’t possible, incoming payment trigger would be my second choice as it would open up so many possibilities.

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My Top 5 would be:

  • Triggers for all transaction types (and each one being a discrete trigger)
  • Joint Accounts
  • Ability to automate previously made/approved payments (outside of Monzo, or to Joint Pots)
  • Triggers based on available balance.
  • Sweep action, or at least the ability to say “Balance - £X amount” in the move function.

:slight_smile:

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In my opinion (may not be the ultimate truth) we can’t have business critical operations on IFTTT. Mostly because we don’t have as much control (as it deals with a third party), people can accidentally create bad automations, etc…
The easiest way to think is: in the absolute worst case scenario, what damage can an IFTTT automation do to your account?
Putting someone through an overdraft is fairly critical. I like the second suggestion though! :thinking: :tada:

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Some good points - that makes sense! Thank you :blush:

I only say it because sometimes my savings challenges fail towards the end of the month as I’m getting towards payday. I personally don’t mind going into my overdraft for a few days (if I’m not already in it) as my next wage will get me out of it again but understand how more damage could be done.

Perhaps a cap of some sort could be set :man_shrugging: or like I said a toggle then the onus is on the user? Or maybe it’s just too much work/risk and I’m a one-off use case :laughing:

Trigger on income is needed 100%

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The option to have multiple “Save The Date” applets as its perfect for 3 or 4 different things i need to save for

1 Like