What Monzo IFTTT feature do you want in 2020?

Feedback & Ideas
1

My house is very automated and I love that I can have that integrated with my bank account. For instance, I want all my lights to flash on the day I get paid :tada::money_with_wings:

What Monzo IFTTT integrations would you want this year? Depending on the popularity of your answer, we may take it forward!

2

Direct debit functionality as initially promised :slightly_smiling_face:

11 Likes
3

sweep end of month / week , etc ā€¦ credit balance in current account into an interest bearing savings pot

27 Likes
4

Can you expand a bit on this?

What would you like to be able to do from this other than what bills pot provides?

6

Incoming payment triggers.

24 Likes
7

Joint account support

16 Likes
8

Doesnā€™t salary sorter do this now or are you thinking about it triggering for different payments?

9

100% this.

An account balance trigger would also be useful.

7 Likes
10

Salary sorter is great but it doesnā€™t give much in the way of personalisation. And it certainly wonā€™t play Kool & The Gang ā€œCelebrationā€ on my Sonos when I get paid.

6 Likes
11

You should have said that to begin with :grin:

1 Like
12

Joint Account support. Voted. Againā€¦

14 Likes
13

This feature is still being worked on? Brilliant!

1 Like
14

Unfortunately we donā€™t have a dedicated IFTTT team, just a few devoted engineers who do it on their spare time :open_hands:.
Thatā€™s why it may take some time for us to catch up!
Thanks for the feedback though :pray:

21 Likes
15

Random question. Why doesnā€™t IFTTT allow you to go into your overdraft? or at least have the option to enable/disable this?

If the above isnā€™t possible, incoming payment trigger would be my second choice as it would open up so many possibilities.

1 Like
16

My Top 5 would be:

  • Triggers for all transaction types (and each one being a discrete trigger)
  • Joint Accounts
  • Ability to automate previously made/approved payments (outside of Monzo, or to Joint Pots)
  • Triggers based on available balance.
  • Sweep action, or at least the ability to say ā€œBalance - Ā£X amountā€ in the move function.

:slight_smile:

8 Likes
17

In my opinion (may not be the ultimate truth) we canā€™t have business critical operations on IFTTT. Mostly because we donā€™t have as much control (as it deals with a third party), people can accidentally create bad automations, etcā€¦
The easiest way to think is: in the absolute worst case scenario, what damage can an IFTTT automation do to your account?
Putting someone through an overdraft is fairly critical. I like the second suggestion though! :thinking: :tada:

6 Likes
18

Some good points - that makes sense! Thank you :blush:

I only say it because sometimes my savings challenges fail towards the end of the month as Iā€™m getting towards payday. I personally donā€™t mind going into my overdraft for a few days (if Iā€™m not already in it) as my next wage will get me out of it again but understand how more damage could be done.

Perhaps a cap of some sort could be set :man_shrugging: or like I said a toggle then the onus is on the user? Or maybe itā€™s just too much work/risk and Iā€™m a one-off use case :laughing:

19

Trigger on income is needed 100%

3 Likes
20

The option to have multiple ā€œSave The Dateā€ applets as its perfect for 3 or 4 different things i need to save for

1 Like
21

What would that do out of interest?