What made you join Monzo?

Hey everyone, this thread got a little heated - so we’ve removed some posts. It’s now open for posting again.

As a reminder of our Code of Conduct, we avoid:

* Name-calling.
* Ad hominem attacks (criticising a poster personally, not their post).
* Responding to a post’s tone instead of its actual content.
* Replying in a confrontational manner when we see a post we think needs attention (use the flag feature to report it instead).