What if Apple or Android pay died tomorrow

UK General Chat
21

I’ll spend less as I leave my wallet at home only take it when making big purchases

22

Same here. Phone is easier to get out than card, due to only having full use of one hand. It’s more secure due to card details obfuscation and can be used over £30 in lots of places. I actively avoid Asda and Tesco due to them not allowing Google Pay over £30. Lidl, Aldi, Morrison’s and Sainsbury’s win every time.

I hate it when I have to use my card! I wish you could freeze the physical card, but allow Google Pay as I dare say I’d notice a lost phone much quicker than my card.

5 Likes
23

No loss whatsoever - don’t use Apple Pay and don’t plan to.

24

Exactly the same as I did before Apple Pay existed. :man_shrugging:

1 Like
25

okay…

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26

Google Pay then…? :smile:

27

Or Samsung Pay :scream:

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30

Garmin Pay :ghost:

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31

It’d be annoying. I don’t use my card on a daily, or even weekly basis. Google Pay all the way!

2 Likes
32

You could put your card in a sock and go around paying in shops with your sock (using card’s contactless functionality) and call yourself Dobby :rofl::crazy_face:

3 Likes
33

I hesitate to mention it, but…

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34

We can work towards reinventing it :joy:

35

I’m sure I’d survive without it, but… I really enjoy using Apple Pay instead of my card. It’s gotten to the point where if I go out without a backpack, I don’t take anything except my phone and keys with me. I hate having extra stuff in my pockets and so cutting out the wallet is a huge plus.

If I have my backpack with me, then my wallet is safely inside a zipped pocket in the main bit of my backpack, so using Apple Pay is also more convenient too.
More places are accepting Apple Pay over £30 now, and I find Apple Pay much quicker than chip and pin for those transactions.

More broadly, I just like having a mobile wallet - aside from Apple Pay the convenience of e.g. mobile boarding passes over a paper one, loyalty/points cards etc.

So far in July I have needed to use my physical card a grand total of 1 time! And that was to take out cash as my barber doesn’t accept card payments.

36

That’s practically the only time I use cash too. Small village, old barber…

2 Likes
37

No change for me. I use the card more times than Apple pay.

1 Like
38

I’d feel very inconvenienced.

I’ve always found Apple Pay easier on the Apple Watch than on the iPhone, and i use it on the watch for almost everything. I find it very convenient because:

  1. I often leave the house without my wallet, particularly to go to the gym in the morning, and then stop at Sainsbury’s on the way back
  2. Payment limits are higher than with contactless, so the service is far superior
  3. My wallet would be much thicker without Apple Pay. I have 9 cards on my watch - of which I use 4 - and don’t carry them in my wallet
  4. Paying with Apple Pay online is such a better experience
3 Likes
39

I’d be a bit sad really, as it’s such a great system.

I use Apple Pay on my Watch (mostly) or iPhone pretty exclusively. Very very rare that I use the physical card these days. Sometimes in restaurants where the staff aren’t quite up to speed on it all, but almost all shops work with contactless and the majority are enabled for over £30 these days.

2 Likes
40

I would just get my card or cash out of my wallet.

41

I’d be ok, I don’t use Google Pay much anyway, I tend to use it as a backup eg if I need to grab something when I’m at work I use Google Pay rather than go and get a card to pay with.

42

When I had an Android phone I used to use Google Pay all the time but Apple Pay while the requirement for activating Apple Pay may be more secure feels more clunky in it’s execution so with that in mind I wouldn’t miss it now as I don’t use it.