We're working on a new look for the Monzo app

[jaisullivan]

On the initial mock up images shared by @Bruno the feed looked much more condensed with less white space — is this still being considered for the new design? The account number and sort code positioning mean we’ve lost a little more screen space again.

[anon5628595]

@bruno - I love the new layout, my only constructive criticism is its awkward to go back to main account listing when looking at pots. I have found myself wanting to tap my Monzo card which appears behind the pot card to go back to main view. Feel this would make the navigation more fluid and intuitive.

Edit: Also I have just noticed, I enabled the merge payees a notification appears in feed to ‘tap to find out more’, yet tapping does nothing. I found an issue with this feature but will find the relevant thread for it

[JustJordds (Jordan)]

Hey @bruno - me again!

Thanks for all your feedback/answers - its great to be able to see what exact is in the scope for the project and what things you’ve got planned. I know that re-modelling the whole app WHILST letting people fiddle around and pull things out is a tricky one!

Not sure if just a bug with mine but my “Account” button on the home feed is just showing a blue silhouette and not my profile picture - but when I click in my profile picture is still there. Not sure if this is intention or the picture isn’t being pulled through properly (very very minor of course but thought I’d mention it! - on iOS).

Keep up the amazing work on this new look

[LifeofRiley]

I love it, I think it looks great!!

One small thing I would love though is a net spend for each day. Something that you can quickly glance at and now how you have spent that day. Is that possible to be worked on or is this kind of like the final draft and your just ironing out the kinks?

[bruno (Bruno Vaz Moço)]

@jaisullivan

On the initial mock up images shared by @Bruno the feed looked much more condensed with less white space — is this still being considered for the new design?

Yes, but there’s no rush in doing this

[bruno (Bruno Vaz Moço)]

@LifeofRiley

One small thing I would love though is a net spend for each day.

If you mean a total amount of money spent each day, then yes we’re adding it soon. If by net spend you mean total spent today minus committed spending on that day, then we’re not adding it now.

[LifeofRiley]

@bruno

If you mean a total amount of money spent each day, then yes we’re adding it soon.

Perfect!!

@bruno

total spent today minus committed spending on that day, then we’re not adding it now.

Not necessarily, I was thinking more like Food Shop spend, £100. Moved from Pot, £100. Ice-Cream purchased at £4.99. Net spend = £4.99. Showing what the total is after moving money in and out based on spends, pots etc.

But tbh, the total amount spent each day is still amazing.

[bruno (Bruno Vaz Moço)]

@LifeofRiley

Not necessarily, I was thinking more like Food Shop spend, £100. Moved from Pot, £100. Ice-Cream purchased at £4.99. Net spend = £4.99. Showing what the total is after moving money in and out based on spends, pots etc.

But tbh, the total amount spent each day is still amazing.

Oh I see! We’ll just add a total spent per day, which looks at all the money that left your Monzo through mastercard, direct debits, faster payments, and international transfers. We don’t see money moved to Pots as spent.

[thebiglebowski]

Hi, two minor fixes that might be helpful:

1. When you tap “View all” button from the “Home” tab, the bottom navigation tabs disappear; I imagine it would be more intuitive if either the bottom navigation bar stayed or there was a “Back” button in the top right

2. A feature enabling you to rearrange the order of the pots

Thanks.

[Peter_G]

Thanks so much for taking the time to talk to us about this and to answer questions. It’s really appreciated

No need for a reply to all this, but some responses which may (or may not!) be helpful:

@bruno

A credit card is effectively tied to your Personal Account, but I agree that because it’s not shown with your Monzo card behind it it can seem odd. I’ll check with our designers to see what they think.

Interestingly, I was seeing this differently. To use a wallet analogy, in my wallet are two cards: my Monzo card (which has primacy, nach) and my credit card. These are both equivalent and, largely, interchangeable. That’s how I see the two accounts in the new app. I see the app itself as the wallet, holding them both. So, in my mind, my credit card isn’t tied to my personal account, but to my Monzo app.

Another way to think about it is to ask what’ll happen when we can view Starling accounts in the Monzo app. Like Monzo, they have the concept of an account and things which are effectively pots - the Monzo app will need a way of showing this hierarchy.

(All personal views, of course, but I found it interesting that we were conceiving of this differently).

@bruno

For the problem you’re describing it would probably make more sense to have a smaller version of the Balance component show at the top of the screen when you fully expand your drawer. But we’re not looking at this now.

That’s a better solution! In my mind, I see the current balance animating up nicely to where the view all / profile buttons are.

I should also say that I’m just throwing out what comes to mind with the new navigation - I know these things take time, or may never even come to fruition.

@bruno

Cool thing about this, it’s all backend driven! All the progress bars and related numbers can be tweaked from the backend on the fly for any type of object, both in the Home screen and the Accounts screen

Oh wow - this is great!

@bruno

Have you been lurking on our Slack? This idea has been discussed internally as a future possibility. I personally think it would be great for many users, and it solves a bunch of problems. But it’s tricky… direct debits currently can only be set in your Personal Account because Pots don’t have account numbers. Sure enough we can give Pots account numbers, or allow direct debits to be moved from your account to any Pot. It all adds complexity.

Only in the Coral Crew channel - the rest is too tightly locked down for my liking

Without derailing this completely, I think some of this complexity has come from the idea that this needs to be done via a pot. If we change the thinking to being two views on one account (so two “cards” in the nav, but one physical card, one account number, one overdraft etc), but had one show transactions that are recurring (what Summary already does) and one for discretionary, then I think you’re nearly there. Then you can run experiments on features that, for example, disable the debit card when that views’ balance is less than zero. Poke me in the future if you want more!

But thanks again for all this interaction. And have I mentioned that I’m loving this new interface? (And also slightly sad I chose the Business stream over the Product one for Investival )

[don_quixote]

@Peter_G

So, in my mind, my credit card isn’t tied to my personal account, but to my Monzo app.

I completely agree with this statement

And I like the analogy of a digital walllet

[anon63274814]

From your GIF (thanks for the insight ) looks like to get from my JA to my CA I have to swipe through all my CA pots, would be great to have a way to swipe at the ‘top level’. Imagine you have 10+ pots and you want to quickly switch between accounts, could be tedious.

[JustJordds (Jordan)]

@Peter_G

Interestingly, I was seeing this differently. To use a wallet analogy, in my wallet are two cards: my Monzo card (which has primacy, nach) and my credit card. These are both equivalent and, largely, interchangeable.

I guess the only thing I’d say to this is that you need a Personal/ Current Account to pay off the Credit Card - so in some way the hierarchy is that the Personal Account is top and the Credit Card is below (in a purely payment flow way).

Some may only spend on their Credit Card, but at the end of the month, your Current Account is needed to pay it off. So I suppose it is about “linking” the two together, for those who are mainly banking with Monzo. I think this sort of relationship may be improved once you can actually make payments to the CC via the integrated Card - I don’t tend to use my CC that much so don’t see it as its own thing - but I definitely see where you are going with the wallet analogy.

[ThisIsInteresting (Callsopp)]

Hi All, great work Monzo team on new look for the app - superb Love the minimalism. A quick question I have, I have enabled the new look via the labs section on iOS, as soon as I enabled it I could slide between my pots and cards, including joint account. However, this now is not the case, it is only my current account, and doesn’t show anything else unless I click view all.

The problem I have, now this is the case, there is nowhere I can activate my joint account debit card?

Any help would be great. Thanks

[Ordog]

The new layout isn’t available for joint accounts until around the 8th July. You’ll need to toggle it back off.

[awjdean]

@JustJordds

I guess the only thing I’d say to this is that you need a Personal/ Current Account to pay off the Credit Card - so in some way the hierarchy is that the Personal Account is top and the Credit Card is below (in a purely payment flow way).

This could be easily solved by letting a user select which account they’d like to pay from when paying off a credit card.

[ThisIsInteresting (Callsopp)]

What about pots not showing on the new account view? Can only access via view all

[Ordog]

I don’t have the new layout because I have a joint account

There is plenty of detailed feedback and such above Have you had a read?

[gmclean]

I have a joint account and have the new layout…

[gmclean]

Press and hold in the bottom ‘navigation’ bar, that should allow you to switch to your Joint Account. The new look works there too (for me at least, on iOS)