I really do think Monzo should put Locked pots back to the way that where. And tell everyone if you lock your pot “ITS LOCKED” and that’s how it is. People should use them the way they there intended. If you can not risk having money locked away for a long time then it’s simple DO NOT LOCK YOUR POT
And the rest of us wishing to put money away for let’s say Christmas can lock a pot until say 1st of November safe in the knowledge we can not get to it and have a plan in place.