@jackcully how do I test this? Thank you.
Hi @Remi Just a reminder that we havenโt actually released the new flow yet (hence why you had to enter payee details each time - a pain I know!).
If youโd like to try out the new flow, DM me or @jackcully and we can sort it out for you.
Thank you. You will laugh at this but how do I send a DM? (sorry!)
No laughing here! Perfectly reasonable question. Just click my name, then you should see โMessageโ?
SEPA payment must be fee free
But yes, itโs shocking that Spanish bank charges on top
Iโll make a test payment from my Starling โฌ account
Will let you know, did they charge me on top or not
Indeed, and the U.K. is still a SEPA member even after Brexit so there shouldnโt be charges to receive money from a GB IBAN.
It sounds like the Spanish bank may be breaking the rules.
Transferring via Wise would be a good way to get around it, though, as then the money would be technically โcoming from Belgiumโ, obviously inside the Eurozone (through the Wise BE IBAN).
Will this allow us to create a scheduled transfer for eg 50 EUR each month?
Thatโs why I closed my starling account, it was very expensive. I donโt know if every spanish bank charge for this but BBVA does.
Starling is not expensive for me at all
Itโs making a few extra pennies when you do currency exchange, but I didnโt notice it ripping me off
@jackcully thanks for the access to test it
All went very smoothly
Sent ยฃ20 to my Lithuanian bank account
My IBAN I used before was saved on my records, so it was handy
After I made a payment, โฌs arrived to my Lithuanian account within a few seconds again from same BE account
20 min after the transaction still shows status as โwaitingโ
I sent โฌ20 yesterday from my Starling Euro account
It arrived today and none nor Starling nor Swedbank bank charged me any extra
Extra charges must be related with bank(s)
Thank you so so much for checking. How nice of you to test
The Bank in Spain that had these horrible charges was Sabadell
Exactly. Sabadell did it as well. How annoying!
Just to let you know, youโve redacted your full name on all the screenshots except for the last one.
This is good to know. Thank you
Starling is not expensive, the problem is my Spanish bank, they charge me because starling use a GB IBAN, so my only choice is wise now.
Thanks, I noticed it after uploading
Not a big deal tbh, as there are no sensitive information
Iโm also very happy to test if you are still looking for participants.
Iโm writing this reply because it sounds like I need to make a post or two before I can DM.
(How to send a private message to someone on these Monzo forums?)
I make semi-regular remittance payments to New Zealand. I am one of the (probably numerous) people who requested saved-international-payee functionality.