Got a random letter from Vanquis today about a historical account. The account in question was closed in 2018, I’m not sure what these additional charges would have been at the time
I’m not going to say no to a bit more free money though cheque incoming.
Enjoy what you get of Vanquis, with their interest rates if you didn’t pay off in full each month you’re more than owed it. I remember when I had a vanquis card they upgraded me to a gold card after few months, it meant nothing more than a new card being posted out. I remember a real hassle trying to close account in the end, stayed open for months.