Using ATM in Spain First timers

Monzo Chat Travelling with Monzo
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I am in Madrid and trying to withdraw some money from Banks ATM last night

In all of them after introducing Monzo card shows different options:

Which one to choose??

Withdraw from credit account (clearly id not a credit card…but money has been “credited” into the account…mmm
Withdraw from checking account (check?? sounds like is a current account…however still no account number so…

I decide to choose last one

  1. 1st attempt Go to SANTANDER ATM and 2 options:
    Paying in GBP or paying in EUR
    ATM charges 2.5% plus 5 EUR lol
  2. 2nd attempt Go to BANKINTER a local spanish bank
    Transacion rejected :anguished:

QUESTIONS
Which bank to choose to be FREE of charge when in SPAIN?
Which CHOICE: money being deducted in GBP or in EUR?
Is Monzo really an option after all chit chat and bla bla bla on media saying is the best alternative to banks? :thinking:

I did same in BANKINTER BANK with Revolut card and they give me the money at official exchance rate…while Monzo did not give me the money using same ATM when both are same kind of cards :kissing_smiling_eyes:

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