Basically say you split a £30 meal with a non monzo user and they pay you back £15 from their bank. Prior to the payback your eating out budget was -£30, but if you mark them paying you back also as eating out, it would be perfect if it updated the category budget, so you’d now only be -£15 for eating out. If that makes sense.
Right now I end up paying for takeaways for like 4 people so I end up excluding them which makes it inaccurate 