It is available for joint accounts, even connected accounts 
I don’t think that’s right is it?
If I can get plus on a joint account to give me trends then that’s great!
It’s a bit confusing.
You can get Trends if you are non-paying customer.
If you pay for Plus/Premium you still get the above but with graphs. You can add connected accounts to this, including joint.
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Just to add - if you pay for Plus/Premium and have a Joint Account too, and also Connected Accounts, you can have custom categories on the Personal Account and all Connected Accounts but NOT the Joint Account 
Trends works with Joint Accounts up to a certain point (no graphs on the free tier?), but Plus/Premium features don’t work on a Joint Account. So the lack of custom categories on a JA makes it a bit limp.
I remember when Android fragmentation was a big deal, the Monzo eco-sphere is trying really hard to beat that.
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My other half gets trends showing trends across joint and her account even though she isn’t plus. Just no graphs and custom categories.
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Yeah it’s the graphs I’m after…
I don’t like the way it makes it look like you can get them on a joint account by hitting upgrade. Feels like false advertising…
OK just so I’m clear - if I add plus to my personal account I can get graphs for the joint account? 
Yes. Graphs are shown in Trends for Joint Accounts for users who are Plus/Premium.
But custom categories are not available on Joint Accounts.
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I haven’t thought about this before but does this make the trends graph the first Plus/Premium feature available on joint accounts?
It is the first indirect Plus/Premium benefit for Joint Accounts.
I’d really like to have all direct P/P benefits though!
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As both a Premium and Joint account holder I absolutely agree.
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My salary goes into the Joint account - do you have to have a minimum monthly income to the personal account to make it eligible for Plus? Can I just add Plus to my personal account but not use it for anything and still get the trend graphs?
You only have to be over 18 to get Plus.
There are no minimum salary/payment requirements.
I am starting to struggle a bit with Trends… mostly due to inconsistencies with the custom periods (dates) but also a couple of bugs.
My custom period in Trends resets on the last working day of the month (the same as in Summary, where the issues below aren’t a problem).
As such, today is the first day of my new period which runs from 28/02 to 30/03.
I have been paid, and the first bill of this period has been paid, but Trends still shows the current period as being 31/01 to 27/02, despite it now being 28/02. It shows “This month” at the top, and when I click on it it shows “March” (i.e. 28/02 to 30/03 custom period), but still shows the old info/bar charts along side new transactions below the bar charts for the new period.
I find it frustrating that although Trends shows a specific custom period, the bar chart shows full weeks that creep into the next custom period, resulting in things like seeing spikes at the beginning and end of the bar charts on Trends when the monthly bills are all paid - even though I pay them all at the beginning of my custom period, not both the beginning and the end. I guess this wouldn’t be as much of an issue if Trends didn’t lump in committed spending with day to day spending. As it stands, the average weekly spending line shown means nothing to me, as it is higher than I’d ever usually spend on a weekly basis due to it being impacted by the spike of committed spending at the start of the period.
I have a couple of bugs too. Firstly, as of todays update, when I click on any of the categories, an error message screen flashes up before disappearing on its own and then showing the correct info:
Also, I recategorised adding money to a pot as Savings instead of Transfers (why it doesn’t default to Savings I don’t know), and now Trends has categorised the same transaction twice - once as Savings and once as Transfers. I’ve tried toggling the category back and forth, but it didn’t fix it.
iOS 15.3.1
Monzo 4.20.0
iPhone 12 Pro
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Update - I have deleted and reinstalled the app, this has fixed the incorrect custom period being displayed, and it now shows the new period which started today.
It has also fixed the bug which caused the “sorry about this” error message to flash up.
It hasn’t however fixed the bug which is causing one of my pot deposits to show both in the Transfers and Savings categories in Trends despite me only categorising it as Savings.
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So I have some trends feedback, which may sound counter intuitive.
Would be great to have the option of hiding payments from trends as per summary.
I’m moving house at the moment and the various solicitor payments are messing the trend line and average up.
These “one off” payments would be great to hide or exclude.
I guess I could categorise them as transfers
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I struggled with this for years - how to hide or smooth out one-time payments which threw my ‘mental’ worst-case forecast out by miles.
I found the answer is to treat your finances like a bank statement - it is what it is. The massive spike in October last year?.. New car*. The huge income in January? Remortgage landed*. While the graph may look like a totally unbalanced WTF display, it reminds you of what it actually was. And it’ll mean a lot less over time too.
I now view the ‘hide/exclude’ option rather dangerous in my financial history & reporting, so steer clear of it entirely.
*theoretical examples
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I exclude large, one-off transactions from Summary (which I have usually taken money out of pot for rather than using my normal monthly disposable income). If I don’t, it throws off the “you’re set to have £xx left over” feature of Summary. It thinks I’m gonna spend way more throughout the month than I actually will unless I exclude them. It throws of the positioning of the prediction on the circle in Summary, and on the left to spend line on the Home tab.
At the end of the month any I un-hide any excluded transactions from Summary, so that if I look back at previous months I do get an accurate picture of what was happening financially.
Hopefully with the development of Trends, once features such as predictions about left over money etc move across from Summary, they’ll be implemented in a way to be useful without having to exclude/hide one-off larger transactions.
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