Hi,
I go away to Spain in a couple of weeks, planning on taking my Monzo card, but which one? I understand the CA card doesn’t support magstripe transactions, but are there any other downsides?
My prepaid is currently empty, but can transfer funds over should the prepaid be considered a more reliable travel card?
That said, fingers crossed my account will be migrated in the next couple of weeks so the two become one.
Mark
Not really, other than you pay ATM transaction fee (with a current account card)
Is there a difference in fees between the two cards that I have missed? I understand ATM fees are potentially coming, but not arrived yet, or have they?
Not that I plan on using an ATM much, just wondering.
From what I understand, ATM fees are charged - at cost - for all current account cards. I don’t have any sources for this other than what people having been saying on here so if someone important like @tomsr has more accurate info that would be great to know 
I think you are both right. The charges for withdrawals abroad have not been introduced on either card, but charges for withdrawals in the UK where ATM say there is a withdrawal fee these are being applied to the one card but not the other.
I’d also love to know more details on this… how did I miss it lol
I just went to South Africa. And as the atm are magstripe my current account could not withdraw cash - which is needed for tipping everywhere. Had to revert to pre pay
My habit has become to take both - with my Halifax Clarity Credit Card as a back-up.
I’ve recently faced a couple of difficulties using Monzo (which were quickly rectified) so for the time being still carry a backup card - just in case.
If Monzo enable magstripe activation before they close the prepaid card, I fully expect to use my Monzo debit card exclusively. However, still not confirmed that this functionality will be enabled prior to migration.
I don’t think there’s any fees for cash withdrawals on the current account yet. I made two withdrawals overseas today, with no fees.
Thanks @crablab - not important but I do volunteer to keep forum in order where possible.
A) fees for withdrawing cash from ATMs abroad are not applicable yet - this is prepaid and CA
B) magstripe does not work with CA yet. This is mentioned in the help section of the CA app
C) separately - if I’m reading correctly - cash machines that state they will charge a fee (ie £1.85) will sometimes not charge due to a bug that’s being fixed
Thanks for clarifying Tom
I have said it before, and I’ll say it again: Never travel with one card only. See my old post for my reasoning.
Totally agree. To confirm, I was not taking “only” my Monzo card, I have a backup - just don’t want to have to carry a Monzo card to “backup” my other Monzo card. My question was which (at this point in time), is regarded as most stable for international travel.
Based on the above comments, I think I this is the prepaid in case of Magstripe terminals.
I mean you can always top up a prepaid for a current account card (if you’re on the preview)!
I’ve used the CA card multiple times in the last two months overseas at ATMs and at POS, I haven’t been charged any fees 
As a back up I used to always carry a Mastercard and a Visa branded debit card in case any issues with one card scheme. However with most banks now switched over to Mastercard I instead take one card with a UK BIN and the other with a non UK BIN.
I have a Visa, MasterCard and Amex and take them all, just in case. Amex will be last as their overseas rates are eye watering.
To be fair, I’ve never had a problem with any card. Usually my Halifax Clarity wins overseas, it’s nit failed me yet.
It’s stable and I get no issues with spending anywhere with it.
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