If Poste Italiane allow you to make international transfers, you can make a direct international transfer to your Monzo card (this will go through our holding bank account). Conversion fees are calculated at source (Poste Italiane in your case). You’ll also need our International bank account details. Request them via the in-app chat
Otherwise you can use a third party service (like Transferwise or Midpoint). Fees will be up to the service you choose. Bank details would be the ones you see in the app when you choose “Top-up” and “Bank transfer”, or the international ones provided by the support team.
In both cases, you should specify your Monzo card’s 9 digit code (on the bottom left) as a reference number. This will automatically assign the money transfer to your specific card.
Unfortunately, it often happens that international transfer services strip down the reference number to add their own - so you may expect some delay and a couple of email/chat exchanges with support before your top-up is ready to use.
Topping up with a debit card (international cards are accepted) is the quickest option (it’s instant). Again, conversion rates are at source.