Easy implementation Improvement suggestion:
When we send money to someone through the option “pay someone / share a link”, Monzo writes:
I’m using Monzo to send you this money. Tap here: LINK and claim it. Together with this text message the image(icon) that appears says “receive money using Monzo”.
The message in the icon is the problem. This message in the icon lead people to think they can only receive money if they are using a Monzo account and this is not the case. Several people I tried to send money were suspecting this was a way to force them to create monzo accounts and as a consequence they never clicked the link.
A message in the icon such as " Receive money from a Monzo account" would be more appropriate.