Head to the bottom for my TL;DR question
So I am completely ecstatic because yesterday I received my Monzo Current Account debit card!!! Its arrival also happened to coincide with the new Pots update so I’m feeling like a total winner right now!
Part of my excitement is because I’ve been eagerly awaiting the moment that I can be entirely rid of HSBC and switch over fully to Monzo however, before I dive in head first I thought I’d get some opinions… is it too early to switch completely to Monzo yet?
For example, as far as I can tell there is no feature to get statements from Monzo yet, so if I need to get those for whatever reason (applying for a visa comes to mind) then I’m screwed.
Also, we’ll be moving flats soon so how would moving all my banking over to Monzo affect my credit rating for reference checks?
I noticed that the Current Account has a BIC number but no IBAN - I do receive a few international payment so is this currently possible with the Monzo Current Account?
I’m sure there are probably other regular banking things that I’m missing that Monzo hasn’t got to yet so…
My TL;DR question:
Should I not quite make the full switch to the Monzo Current Account yet and keep treating it like the prepaid card and just top it up with transfers from my main bank as needed?