I’m brand new to Monzo, albiet i’ve been following for a long time.
I would like to get rid of my main bank (Halifax) and move fully to Monzo. Recently Halifax turned off the text alerts, which was the only useful thing the account did which has made me look elseware.
2 things that are making me a bit nervous about switching fully.
The lack of a Current Account Switch Guarantee which the main banks offer & for me has been really useful in doing a major switch over.
What impact moving to a new(ish) bank would have when re-mortgaging next December (2018).
Regarding point 1, I could have lived with that if the Overdraft facility was live and allowed some buffer which would mean maybe 1 month of work to keep an eye on both old and new accounts, but after that, it’ll settle down. But with no guaranteed date with that, I was wondering how others have made the move?