Hi guys! So today my Monzo Current Account debit card arrived, yay!
I have a Barclays and a HSBC current account, and I’m sick and tired of their rubbish apps and customer service.
I’d eventually like to use Monzo as my main current account (get my salary paid in, and direct debits paid out etc). My question is though, will this affect any future credit card or mortgage applications? Will my credit history be affected? Is Monzo recognised as a proper bank?
Your advice is appreciated.