We have been in this rented accommodation for nearly 7 years and just a few months [same address] with a new landlord [son of the previous landlord] and my communications with the new landlord regarding some repairs that need to be done seem to be falling on deaf ears.
I am fairly certain he struggled to get a mortgage for this place and am worried that he might default as it is unlike him not to respond within a few hours - it has been 3 days. I am fairly sure that if that happened the mortgage company would foreclose and we would have to move, perhaps hastily.
We do not have, actually have never had, any insurance and I think it is about time I rectified that situation. Is there a good [cheapish] company out there that you folk could recommend? Also, do you think it possible to insure ourselves against sudden foreclosure and ameliorate some of the costs?
MODS: Please move this topic If this is the wrong thread.